/* vanilla base reset (no framework) */
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; }
body { margin: 0; font-family: var(--zb0d7d-font, system-ui, -apple-system, 'Segoe UI', Helvetica, Arial, sans-serif); line-height: 1.5; color: var(--zb0d7d-ink, #111); background: var(--zb0d7d-bg, #fff); }
h1, h2, h3, h4, h5, h6 { font-family: var(--zb0d7d-font-display, var(--zb0d7d-font, system-ui, sans-serif)); }
img, svg, video, canvas { max-width: 100%; height: auto; }
a { color: inherit; }
*:focus-visible { outline: 2px solid var(--zb0d7d-primary, #2563eb); outline-offset: 2px; }
/* visibility shim for framework toggles */
.hidden { display: none !important; }

/* design tokens */
:root {
  --zb0d7d-primary: #1B3A57;
  --zb0d7d-secondary: #6B7280;
  --zb0d7d-accent: #D97706;
  --zb0d7d-ink: #0B1220;
  --zb0d7d-slate: #4B5563;
  --zb0d7d-mist: #E5E7EB;
  --zb0d7d-border: #E5E7EB;
  --zb0d7d-surface: #FFFFFF;
  --zb0d7d-bg: #F7F7F8;
  --zb0d7d-text: #111827;
  --zb0d7d-font: 'Avenir Next', Avenir, 'Segoe UI', system-ui, sans-serif;
  --zb0d7d-font-display: 'Avenir Next', Avenir, 'Segoe UI', 'Century Gothic', sans-serif;
}

/* state utilities */
.is-open { display: block !important; }
.is-active { display: block !important; }
[hidden] { display: none !important; }

/* framework-injected components (vanilla) */
[data-ui="cookie-banner"] { position: fixed; left: 1rem; right: 1rem; bottom: 1rem; z-index: 9999; margin: 0 auto; max-width: 56rem; border: 1px solid var(--zb0d7d-border, #e5e7eb); background: var(--zb0d7d-surface, #fff); border-radius: 1rem; padding: 1rem; box-shadow: 0 10px 30px rgba(0,0,0,.15); }
[data-ui="cookie-banner"] > div { display: flex; flex-wrap: wrap; gap: 1rem; align-items: flex-start; justify-content: space-between; }
[data-ui="cookie-banner"] > div > div:last-child { display: flex; flex-wrap: wrap; gap: .5rem; }
[data-ui="cookie-banner"] a { text-decoration: underline; }
[data-consent-action], [data-age-gate-action] { cursor: pointer; border-radius: .5rem; padding: .5rem .9rem; font-size: .8rem; border: 1px solid var(--zb0d7d-border, #d1d5db); background: transparent; color: var(--zb0d7d-ink, #111); }
[data-consent-action="accept-all"], [data-consent-action="save"], [data-age-gate-action="confirm"] { background: var(--zb0d7d-primary, #2563eb); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-action="reject-all"] { background: var(--zb0d7d-ink, #111); color: #fff; border-color: transparent; font-weight: 600; }
[data-consent-panel] { margin-top: 1rem; border: 1px solid var(--zb0d7d-border, #e5e7eb); background: var(--zb0d7d-surface, #fff); border-radius: .75rem; padding: 1rem; font-size: .875rem; }
[data-consent-panel] > div { display: flex; flex-wrap: wrap; gap: .75rem; }
[data-ui="cookie-banner"] label { display: inline-flex; align-items: center; gap: .5rem; }
[data-ui="age-gate-overlay"] { position: fixed; inset: 0; z-index: 10000; display: flex; align-items: center; justify-content: center; background: rgba(0,0,0,.8); }
[data-ui="age-gate-overlay"] > div { width: 100%; max-width: 28rem; margin: 0 1rem; background: var(--zb0d7d-surface, #1a1a2e); color: var(--zb0d7d-ink, #fff); border-radius: 1rem; padding: 2rem; text-align: center; box-shadow: 0 20px 60px rgba(0,0,0,.4); }
[data-ui="age-gate-overlay"] > div > div:last-of-type { display: flex; flex-direction: column; gap: .75rem; }
[data-age-gate-action] { padding: .75rem 1.5rem; }

/* sections */
/* zb0d7d:header */
/* zb0d7d:header */
#header{--h-pad:clamp(14px,2.4vw,22px);background:var(--zb0d7d-surface);border-bottom:1px solid var(--zb0d7d-border);position:sticky;top:0;z-index:50}
#header .header-inner{max-width:1180px;margin:0 auto;padding:var(--h-pad) var(--h-pad);display:flex;align-items:center;gap:18px}
#header .brand{display:flex;align-items:center;gap:12px;min-width:260px;text-decoration:none;color:var(--zb0d7d-ink)}
#header .brand-mark{width:40px;height:40px;border-radius:var(--r-md,12px);background:color-mix(in srgb,var(--zb0d7d-primary) 92%, white 8%);color:var(--zb0d7d-surface);display:flex;align-items:center;justify-content:center;font-weight:800;letter-spacing:-0.02em}
#header .brand-text{display:flex;flex-direction:column;line-height:1.05}
#header .brand-name{font-family:var(--zb0d7d-font-display);font-size:16px;font-weight:800;letter-spacing:-0.02em}
#header .brand-sub{font-size:12.5px;color:var(--zb0d7d-slate);margin-top:3px}
#header .nav{flex:1}
#header .nav-list{list-style:none;margin:0;padding:0;display:flex;gap:18px;align-items:center;justify-content:flex-start;flex-wrap:wrap}
#header .nav-link{font-size:13.5px;color:var(--zb0d7d-slate);text-decoration:none;padding:8px 10px;border-radius:10px;outline:none}
#header .nav-link:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 24%, transparent)}
#header .nav-link:hover{color:color-mix(in srgb,var(--zb0d7d-ink) 86%, var(--zb0d7d-primary) 14%);background:color-mix(in srgb,var(--zb0d7d-mist) 70%, white 30%)}
#header .header-ctas{display:flex;align-items:center;gap:12px}
#header .phone-link{font-size:13.5px;color:var(--zb0d7d-ink);text-decoration:none;border:1px solid var(--zb0d7d-border);background:color-mix(in srgb,var(--zb0d7d-surface) 80%, var(--zb0d7d-bg) 20%);padding:10px 12px;border-radius:var(--r-md,12px);white-space:nowrap}
#header .phone-link:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 26%, transparent)}
#header .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;text-decoration:none;border-radius:var(--r-md,12px);padding:10px 14px;font-weight:800;font-size:13.5px;letter-spacing:-0.01em;outline:none;white-space:nowrap}
#header .btn-primary{background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid color-mix(in srgb,var(--zb0d7d-primary) 84%, black 16%)}
#header .btn-primary:hover{background:color-mix(in srgb,var(--zb0d7d-primary) 86%, var(--zb0d7d-accent) 14%)}
#header .btn-primary:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 28%, transparent)}
#header .btn-ghost{background:var(--zb0d7d-surface);color:var(--zb0d7d-primary);border:2px solid color-mix(in srgb,var(--zb0d7d-primary) 50%, var(--zb0d7d-accent) 50%)}
#header .btn-ghost:hover{background:color-mix(in srgb,var(--zb0d7d-primary) 6%, var(--zb0d7d-surface) 94%)}
#header .btn-ghost:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 26%, transparent)}
#header .menu-toggle{display:none;cursor:pointer;border-radius:var(--r-md,12px);border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);color:var(--zb0d7d-ink);padding:10px 12px;font-weight:800}
#header .menu-toggle:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 26%, transparent)}
#header .mobile-menu{display:none}

#header ::selection{background:color-mix(in srgb,var(--zb0d7d-accent) 28%, transparent);color:var(--zb0d7d-ink)}
@media (prefers-reduced-motion: reduce){#header *{scroll-behavior:auto}}
@media (max-width: 980px){
  #header .nav{display:none}
  #header .phone-link{display:none}
  #header .btn-primary{padding:10px 12px}
  #header .menu-toggle{display:inline-flex}
  #header .header-inner{gap:12px}
}
@media (max-width: 560px){
  #header .brand{min-width:0}
  #header .brand-sub{display:none}
}
@media (max-width: 980px){
  #header .mobile-menu{display:block;position:fixed;inset:0;z-index:60;background:color-mix(in srgb,black 46%, transparent 54%);backdrop-filter:blur(6px);opacity:0;pointer-events:none;transition:opacity .18s ease}
  #header .mobile-menu[data-open="true"]{opacity:1;pointer-events:auto}
  #header .mobile-menu-inner{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--r-lg,16px);max-width:520px;margin:18px auto;padding:16px;transform:translateY(6px)}
  #header .mobile-menu-top{display:flex;align-items:center;justify-content:space-between;gap:12px;padding-bottom:10px;border-bottom:1px solid var(--zb0d7d-border)}
  #header .mobile-menu-title{font-weight:900;color:var(--zb0d7d-ink)}
  #header .menu-close{cursor:pointer;border-radius:10px;border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);color:var(--zb0d7d-ink);padding:8px 10px;font-weight:800}
  #header .menu-close:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 26%, transparent)}
  #header .mobile-nav-list{list-style:none;margin:0;padding:12px 0 0;display:flex;flex-direction:column;gap:8px}
  #header .mobile-nav-link{display:block;text-decoration:none;color:var(--zb0d7d-slate);border:1px solid var(--zb0d7d-border);background:color-mix(in srgb,var(--zb0d7d-surface) 84%, var(--zb0d7d-bg) 16%);padding:12px 12px;border-radius:12px;font-weight:700}
  #header .mobile-nav-link:focus-visible{box-shadow:0 0 0 3px color-mix(in srgb,var(--zb0d7d-accent) 26%, transparent)}
  #header .mobile-menu-bottom{padding-top:14px;display:flex;flex-direction:column;gap:10px}
}

/* zb0d7d:footer */
/* zb0d7d:footer */
#footer.footer{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:48px 16px 28px;}
#footer .footer-inner{max-width:1120px;margin:0 auto;}
#footer .footer-top{display:grid;grid-template-columns:1fr;gap:26px;align-items:start;}
#footer .footer-brand{display:flex;gap:14px;align-items:flex-start;}
#footer .footer-mark{width:14px;height:14px;border-radius:4px;background:var(--zb0d7d-primary);box-shadow:0 10px 22px rgba(27,58,87,.22);margin-top:8px;flex:0 0 auto;}
#footer .footer-title{font-family:var(--zb0d7d-font-display);font-size:20px;letter-spacing:-0.02em;margin:0 0 6px;font-weight:800;}
#footer .footer-tagline{margin:0;color:var(--zb0d7d-slate);line-height:1.5;max-width:520px;}
#footer .footer-links{display:grid;grid-template-columns:1fr;gap:18px;}
#footer .footer-col{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg);padding:16px 16px;}
#footer .footer-col-title{margin:0 0 10px;font-size:14px;font-weight:800;letter-spacing:0.01em;color:var(--zb0d7d-primary);}
#footer .footer-list{list-style:none;padding:0;margin:0;display:grid;gap:10px;}
#footer .footer-link{color:var(--zb0d7d-primary);text-decoration:none;display:inline-block;line-height:1.35;}
#footer .footer-link:hover{text-decoration:underline;}
#footer .footer-link:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:3px;border-radius:6px;}
#footer .footer-item{display:grid;gap:4px;}
#footer .footer-item-label{font-size:12px;color:var(--zb0d7d-slate);font-weight:700;}
#footer .footer-text{color:var(--zb0d7d-text);}
#footer .footer-divider{height:1px;background:var(--zb0d7d-border);margin:22px 0 18px;}
#footer .footer-bottom{display:flex;flex-wrap:wrap;gap:14px;justify-content:space-between;align-items:flex-start;}
#footer .footer-meta{max-width:720px;}
#footer .footer-legal{margin:0 0 8px;color:var(--zb0d7d-slate);line-height:1.55;font-size:13px;}
#footer .footer-legal strong{color:var(--zb0d7d-ink);}
#footer .footer-mono{font-family:ui-monospace,SFMono-Regular,Menlo,Monaco,Consolas,"Liberation Mono","Courier New",monospace;letter-spacing:0.02em;}
#footer .footer-badges{display:flex;gap:10px;align-items:flex-start;}
#footer .badge{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-md);padding:12px 14px;display:flex;gap:10px;align-items:flex-start;}
#footer .badge-dot{width:10px;height:10px;border-radius:3px;background:var(--zb0d7d-accent);margin-top:4px;box-shadow:0 10px 18px rgba(217,119,6,.18);flex:0 0 auto;}
#footer .badge span{color:var(--zb0d7d-text);font-size:13px;line-height:1.4;}
#footer ::selection{background:rgba(217,119,6,.25);}
@media (min-width: 860px){
  #footer .footer-top{grid-template-columns:0.95fr 1.05fr;gap:28px;}
  #footer .footer-links{grid-template-columns:repeat(3, 1fr);}
  #footer .footer-col{padding:18px 18px;}
}
@media (prefers-reduced-motion: reduce){
  #footer .footer-link{transition:none;}
}

/* zb0d7d:hero */
/* zb0d7d:hero */
#hero{position:relative;background:var(--zb0d7d-bg);color:var(--zb0d7d-text);overflow:hidden}
#hero ::selection{background:rgba(217,119,6,.28)}
#hero .hero-inner{max-width:1120px;margin:0 auto;padding:56px 20px 34px;display:grid;grid-template-columns:1.15fr .85fr;gap:28px;align-items:start}
#hero .hero-copy{padding:14px 0}
#hero .hero-kicker{display:inline-block;padding:8px 12px;border:1px solid var(--zb0d7d-border);border-radius:999px;background:rgba(255,255,255,.7);color:var(--zb0d7d-slate);font-size:14px;letter-spacing:.01em}
#hero .hero-title{margin:16px 0 10px;font-family:var(--zb0d7d-font-display);font-weight:780;font-size:44px;line-height:1.05;letter-spacing:-.02em;text-wrap:balance}
#hero .hero-lead{margin:0 0 18px;max-width:56ch;color:var(--zb0d7d-text);font-size:18px;line-height:1.55}
#hero .hero-points{display:flex;flex-direction:column;gap:10px;margin:18px 0 22px}
#hero .point{display:flex;gap:10px;align-items:flex-start}
#hero .point-icon{flex:0 0 auto;display:inline-flex;align-items:center;justify-content:center;width:24px;height:24px;border-radius:8px;background:rgba(27,58,87,.08);color:var(--zb0d7d-primary);border:1px solid rgba(27,58,87,.18);font-weight:800;line-height:1}
#hero .point-text{color:var(--zb0d7d-text);font-size:16px;line-height:1.45}
#hero .hero-cta-row{display:flex;gap:12px;align-items:center;flex-wrap:wrap;margin-top:10px}
#hero .btn{appearance:none;display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:12px;padding:12px 16px;text-decoration:none;font-weight:750;font-size:16px;line-height:1;cursor:pointer;transition:background-color .15s ease,border-color .15s ease,transform .15s ease,color .15s ease}
#hero .btn:focus-visible{outline:3px solid rgba(217,119,6,.45);outline-offset:2px}
#hero .btn-primary{background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid rgba(0,0,0,0)}
#hero .btn-primary:hover{background:#17334f}
#hero .btn-ghost{background:transparent;color:var(--zb0d7d-primary);border:1px solid var(--zb0d7d-border)}
#hero .btn-ghost:hover{background:rgba(255,255,255,.85)}
#hero .btn-full{width:100%;padding:14px 16px}
#hero .hero-legal{margin:14px 0 0;color:var(--zb0d7d-slate);font-size:13.5px;line-height:1.5}

#hero .hero-form-wrap{position:relative;padding:8px 0}
#hero .form-card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:18px;box-shadow:0 14px 40px rgba(11,18,32,.06);padding:18px 18px 16px}
#hero .form-header{padding-bottom:10px}
#hero .form-badge{display:inline-flex;align-items:center;gap:10px;padding:8px 12px;border-radius:999px;background:rgba(217,119,6,.12);border:1px solid rgba(217,119,6,.25);color:var(--zb0d7d-primary);font-weight:800;font-size:13px}
#hero .form-title{margin:12px 0 6px;font-family:var(--zb0d7d-font-display);font-size:22px;line-height:1.2;letter-spacing:-.01em}
#hero .form-subtitle{margin:0;color:var(--zb0d7d-slate);font-size:14.5px;line-height:1.5}
#hero .lead-form{margin-top:14px}
#hero .field{margin:12px 0}
#hero label{display:block;font-size:13.5px;font-weight:760;margin:0 0 6px;color:var(--zb0d7d-ink)}
#hero input,#hero textarea{width:100%;border-radius:12px;border:1px solid var(--zb0d7d-border);background:rgba(247,247,248,.8);padding:12px 12px;font-size:15px;color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);transition:border-color .15s ease,box-shadow .15s ease,background-color .15s ease}
#hero textarea{resize:vertical;min-height:110px}
#hero input::placeholder,#hero textarea::placeholder{color:rgba(75,85,99,.9)}
#hero input:focus,#hero textarea:focus{outline:none;border-color:rgba(217,119,6,.55);box-shadow:0 0 0 4px rgba(217,119,6,.16);background:var(--zb0d7d-surface)}
#hero .form-disclaimer{margin:10px 2px 0;color:var(--zb0d7d-slate);font-size:12.8px;line-height:1.45}

#hero .trust{margin-top:14px;display:flex;flex-direction:column;gap:10px;padding:10px 2px}
#hero .trust-item{display:flex;gap:10px;align-items:baseline;justify-content:space-between}
#hero .trust-label{color:var(--zb0d7d-slate);font-size:13px;font-weight:700}
#hero .trust-link{color:var(--zb0d7d-primary);text-decoration:underline;text-decoration-thickness:from-font;text-underline-offset:3px;font-weight:760}
#hero .trust-link:focus-visible{outline:3px solid rgba(217,119,6,.45);outline-offset:3px;border-radius:8px}

#hero .hero-accent{position:absolute;right:-180px;top:-210px;width:520px;height:520px;border-radius:50%;background:radial-gradient(circle at 30% 35%, rgba(217,119,6,.20), rgba(217,119,6,0) 58%),radial-gradient(circle at 70% 60%, rgba(27,58,87,.16), rgba(27,58,87,0) 60%);pointer-events:none;filter:saturate(1.05)}

@media (max-width: 960px){
  #hero .hero-inner{grid-template-columns:1fr;gap:16px;padding:44px 16px 26px}
  #hero .hero-title{font-size:38px}
  #hero .hero-accent{right:-250px;top:-250px;width:560px;height:560px}
}
@media (prefers-reduced-motion: reduce){
  #hero .btn{transition:none}
  #hero input,#hero textarea{transition:none}
}

/* zb0d7d:how-it-works */
/* zb0d7d:how-it-works */
#how-it-works.how-it-works{--pad-inline:18px; background:var(--zb0d7d-bg); color:var(--zb0d7d-text); padding:56px 0;}
#how-it-works .how-it-works__inner{max-width:1100px; margin:0 auto; padding:0 var(--pad-inline);}
#how-it-works .how-it-works__head{max-width:720px; margin-bottom:26px;}
#how-it-works .how-it-works__kicker{margin:0 0 10px 0; color:var(--zb0d7d-secondary); font-family:var(--zb0d7d-font); font-size:14px; letter-spacing:.02em;}
#how-it-works .how-it-works__title{margin:0; font-family:var(--zb0d7d-font-display); font-size:40px; line-height:1.08; letter-spacing:-.02em; text-wrap:balance;}
#how-it-works .how-it-works__subtitle{margin:14px 0 0 0; color:var(--zb0d7d-slate); font-size:17px; line-height:1.6; max-width:62ch;}
#how-it-works .how-it-works__steps{list-style:none; padding:0; margin:26px 0 0 0; display:flex; flex-direction:column; gap:14px;}
#how-it-works .how-it-works__step{background:var(--zb0d7d-surface); border:1px solid var(--zb0d7d-border); border-radius:var(--zb0d7d-radius-lg,16px); padding:18px 18px; display:grid; grid-template-columns:64px 1fr; gap:16px; align-items:start; box-shadow:0 10px 26px rgba(27,58,87,.06);}
#how-it-works .how-it-works__stepBadge{width:56px; height:56px; border-radius:14px; display:flex; align-items:center; justify-content:center; background:rgba(27,58,87,.08); border:1px solid rgba(27,58,87,.18); color:var(--zb0d7d-primary); font-weight:700; font-size:18px; font-family:var(--zb0d7d-font-display);}
#how-it-works .how-it-works__stepTitle{margin:2px 0 8px 0; font-size:22px; line-height:1.25; letter-spacing:-.01em; font-family:var(--zb0d7d-font-display);}
#how-it-works .how-it-works__stepText{margin:0 0 12px 0; color:var(--zb0d7d-slate); font-size:15.5px; line-height:1.65;}
#how-it-works .how-it-works__bullets{margin:0; padding-left:18px; color:var(--zb0d7d-text);}
#how-it-works .how-it-works__bullets li{margin:6px 0; color:var(--zb0d7d-slate); font-size:14.5px; line-height:1.55;}
#how-it-works .how-it-works__step--final{border-color:rgba(217,119,6,.35);}
#how-it-works .how-it-works__step--final .how-it-works__stepBadge{background:rgba(217,119,6,.10); border-color:rgba(217,119,6,.30); color:#8a4a00;}
#how-it-works .how-it-works__finalGrid{display:grid; grid-template-columns:1fr 320px; gap:16px; align-items:start;}
#how-it-works .how-it-works__checkTitle{margin:0 0 10px 0; font-weight:700; color:var(--zb0d7d-text); font-size:15px;}
#how-it-works .how-it-works__ctaWrap{background:rgba(217,119,6,.06); border:1px solid rgba(217,119,6,.22); border-radius:var(--zb0d7d-radius-md,12px); padding:14px 14px;}
#how-it-works .how-it-works__ctaText{margin:0 0 10px 0; color:var(--zb0d7d-text); font-size:14.5px; line-height:1.5;}
#how-it-works .how-it-works__cta{display:inline-flex; align-items:center; justify-content:center; height:42px; padding:0 14px; border-radius:12px; background:var(--zb0d7d-primary); color:var(--zb0d7d-surface); border:1px solid rgba(0,0,0,0); font-weight:700; text-decoration:none; font-size:15px;}
#how-it-works .how-it-works__cta:focus-visible{outline:3px solid rgba(217,119,6,.5); outline-offset:2px;}
#how-it-works .how-it-works__ctaFine{margin:10px 0 0 0; color:var(--zb0d7d-secondary); font-size:13px; line-height:1.5;}
#how-it-works .how-it-works__sideNotes{display:grid; grid-template-columns:1fr 1fr; gap:14px; margin-top:18px;}
#how-it-works .how-it-works__note{background:var(--zb0d7d-surface); border:1px solid var(--zb0d7d-border); border-radius:16px; padding:16px;}
#how-it-works .how-it-works__noteTitle{margin:0 0 8px 0; font-family:var(--zb0d7d-font-display); font-size:16px; letter-spacing:-.01em;}
#how-it-works .how-it-works__noteText{margin:0; color:var(--zb0d7d-slate); font-size:14.5px; line-height:1.65;}
#how-it-works .how-it-works__links{display:flex; flex-direction:column; gap:8px; margin-top:12px;}
#how-it-works .how-it-works__link{color:var(--zb0d7d-primary); text-decoration:none; font-weight:650; font-size:14.5px; padding:8px 10px; border-radius:12px; border:1px solid rgba(27,58,87,.18); background:rgba(27,58,87,.04);}
#how-it-works .how-it-works__link:hover{background:rgba(27,58,87,.08);}
#how-it-works .how-it-works__link:focus-visible{outline:3px solid rgba(27,58,87,.35); outline-offset:2px;}
#how-it-works .how-it-works__note--stat{background:linear-gradient(180deg, rgba(27,58,87,.04), rgba(27,58,87,.00)); border-color:rgba(27,58,87,.16);}
#how-it-works .how-it-works__statRow{display:flex; gap:14px; margin-top:10px; margin-bottom:10px;}
#how-it-works .how-it-works__statValue{font-family:var(--zb0d7d-font-display); font-size:26px; font-weight:800; color:var(--zb0d7d-accent); letter-spacing:-.02em; font-variant-numeric:tabular-nums;}
#how-it-works .how-it-works__statLabel{margin-top:6px; color:var(--zb0d7d-slate); font-size:13.5px; line-height:1.4;}
#how-it-works ::selection{background:rgba(217,119,6,.25);}
@media (max-width: 900px){#how-it-works .how-it-works__title{font-size:34px;} #how-it-works .how-it-works__finalGrid{grid-template-columns:1fr;}}
@media (max-width: 620px){#how-it-works{padding:42px 0;} #how-it-works .how-it-works__step{grid-template-columns:56px 1fr; padding:16px;} #how-it-works .how-it-works__title{font-size:30px;} #how-it-works .how-it-works__sideNotes{grid-template-columns:1fr;}}
@media (prefers-reduced-motion: reduce){#how-it-works *{scroll-behavior:auto; transition:none !important; animation:none !important;}}
/* zb0d7d:services-overview */
/* zb0d7d:services-overview */
#services-overview{padding:48px 0;background:var(--zb0d7d-bg);color:var(--zb0d7d-text);}
#services-overview .container{max-width:1080px;margin:0 auto;padding:0 20px;}
#services-overview .heading-row{margin-bottom:28px;}
#services-overview .kicker{display:inline-block;font-weight:700;color:var(--zb0d7d-accent);letter-spacing:.08em;text-transform:uppercase;font-size:12px;margin-bottom:10px;}
#services-overview .title{font-family:var(--zb0d7d-font-display);font-size:34px;line-height:1.12;letter-spacing:-0.02em;margin:0 0 12px 0;max-width:46ch;}
#services-overview .subtitle{margin:0;max-width:68ch;color:var(--zb0d7d-slate);font-size:16px;line-height:1.7;}
#services-overview .deliverables{display:grid;grid-template-columns:1fr;gap:14px;margin:22px 0 22px 0;}
#services-overview .deliverable{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:18px 18px;box-shadow:0 10px 22px rgba(27,58,87,.06);}
#services-overview .deliverable-top{display:flex;align-items:center;gap:12px;margin-bottom:8px;}
#services-overview .badge{width:34px;height:34px;border-radius:999px;background:rgba(217,119,6,.12);color:var(--zb0d7d-accent);display:flex;align-items:center;justify-content:center;font-weight:800;}
#services-overview .deliverable-title{margin:0;font-size:18px;letter-spacing:-0.01em;}
#services-overview .deliverable-text{margin:0;color:var(--zb0d7d-slate);line-height:1.65;}
#services-overview .outcomes{margin-top:18px;}
#services-overview .outcomes-inner{display:grid;grid-template-columns:1fr;gap:14px;}
#services-overview .outcomes-copy{background:transparent;}
#services-overview .outcomes-title{font-size:22px;margin:10px 0 8px 0;letter-spacing:-0.01em;}
#services-overview .outcomes-text{margin:0 0 14px 0;color:var(--zb0d7d-slate);line-height:1.7;max-width:66ch;}
#services-overview .outcomes-list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:10px;}
#services-overview .outcomes-list li{display:flex;gap:10px;align-items:flex-start;color:var(--zb0d7d-text);}
#services-overview .dot{width:10px;height:10px;border-radius:999px;background:rgba(27,58,87,.14);margin-top:6px;flex:0 0 auto;}
#services-overview .outcomes-card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:18px;box-shadow:0 10px 22px rgba(27,58,87,.06);}
#services-overview .outcomes-card-head{display:flex;gap:12px;align-items:center;margin-bottom:12px;}
#services-overview .card-icon{width:40px;height:40px;border-radius:12px;background:rgba(27,58,87,.10);border:1px solid rgba(27,58,87,.16);}
#services-overview .card-title{margin:0;font-size:18px;letter-spacing:-0.01em;}
#services-overview .meta{display:flex;flex-direction:column;gap:10px;margin:10px 0 14px 0;}
#services-overview .meta-row{display:flex;gap:10px;align-items:baseline;}
#services-overview .meta-label{color:var(--zb0d7d-secondary);font-weight:700;font-size:13px;min-width:92px;}
#services-overview .meta-value{color:var(--zb0d7d-text);font-size:14px;line-height:1.4;}
#services-overview .card-link{display:inline-flex;align-items:center;justify-content:center;gap:10px;margin-top:6px;padding:12px 14px;border-radius:12px;background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);text-decoration:none;font-weight:800;letter-spacing:-0.01em;border:1px solid var(--zb0d7d-primary);}
#services-overview .card-link:focus-visible{outline:3px solid rgba(27,58,87,.28);outline-offset:3px;}
#services-overview .card-link:hover{background:var(--zb0d7d-primary);border-color:var(--zb0d7d-primary);filter:saturate(1.02);}
#services-overview .card-note{margin:10px 0 0 0;color:var(--zb0d7d-slate);line-height:1.6;font-size:13px;}
#services-overview ::selection{background:rgba(217,119,6,.25);}
@media (min-width: 780px){
  #services-overview .deliverables{grid-template-columns:1fr 1fr 1fr;gap:16px;}
  #services-overview .outcomes-inner{grid-template-columns:1.2fr .8fr;gap:18px;}
  #services-overview .outcomes-title{font-size:24px;}
}
@media (prefers-reduced-motion: reduce){
  #services-overview *{scroll-behavior:auto;transition:none!important;}
}
#services-overview .card-link:active{transform:translateY(1px);} 
/* zb0d7d:pricing-guidance */
/* zb0d7d:pricing-guidance */
#pricing-guidance.pricing-guidance{--pg-primary:var(--zb0d7d-primary);--pg-ink:var(--zb0d7d-ink);--pg-slate:var(--zb0d7d-slate);--pg-mist:var(--zb0d7d-mist);--pg-bg:var(--zb0d7d-bg);--pg-border:var(--zb0d7d-border);--pg-surface:var(--zb0d7d-surface);background:var(--pg-bg);color:var(--zb0d7d-text);padding:28px 0 34px;}
#pricing-guidance.pricing-guidance .pricing-guidance__inner{max-width:1120px;margin:0 auto;padding:0 18px;}
#pricing-guidance.pricing-guidance .pricing-guidance__header{margin-bottom:20px;}
#pricing-guidance.pricing-guidance .pricing-guidance__kicker{display:inline-flex;align-items:center;gap:10px;font:600 13px/1.2 var(--zb0d7d-font);letter-spacing:.02em;color:var(--zb0d7d-accent);text-transform:uppercase;margin:0 0 10px;}
#pricing-guidance.pricing-guidance .pricing-guidance__title{font:800 34px/1.08 var(--zb0d7d-font-display);letter-spacing:-.02em;margin:0 0 10px;text-wrap:balance;color:var(--zb0d7d-ink);} 
#pricing-guidance.pricing-guidance .pricing-guidance__subtitle{margin:0;max-width:860px;color:var(--zb0d7d-text);font:500 16px/1.55 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance .pricing-guidance__content{display:grid;grid-template-columns:1.15fr .85fr;gap:16px;align-items:start;}
#pricing-guidance.pricing-guidance .pricing-guidance__panel{border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);background:var(--zb0d7d-surface);box-shadow:0 10px 30px rgba(11,18,32,.06);padding:18px;}
#pricing-guidance.pricing-guidance .pricing-guidance__panel--primary{border-color:rgba(27,58,87,.18);}
#pricing-guidance.pricing-guidance .pricing-guidance__panelTitle{margin:2px 0 10px;font:800 18px/1.25 var(--zb0d7d-font);color:var(--zb0d7d-ink);} 
#pricing-guidance.pricing-guidance .pricing-guidance__panelTitle--secondary{color:var(--zb0d7d-primary);} 
#pricing-guidance.pricing-guidance .pricing-guidance__steps{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:12px;}
#pricing-guidance.pricing-guidance .pricing-guidance__step{display:flex;gap:12px;align-items:flex-start;}
#pricing-guidance.pricing-guidance .pricing-guidance__stepIndex{width:28px;height:28px;display:inline-flex;align-items:center;justify-content:center;border-radius:10px;background:rgba(217,119,6,.12);color:var(--zb0d7d-accent);border:1px solid rgba(217,119,6,.22);font:800 13px/1 var(--zb0d7d-font);flex:0 0 auto;}
#pricing-guidance.pricing-guidance .pricing-guidance__stepTitle{display:block;font:800 15px/1.25 var(--zb0d7d-font);color:var(--zb0d7d-ink);margin:0 0 3px;}
#pricing-guidance.pricing-guidance .pricing-guidance__stepText{display:block;color:var(--zb0d7d-slate);font:500 14px/1.55 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance .pricing-guidance__note{margin-top:14px;padding:12px 12px;background:rgba(27,58,87,.06);border:1px solid rgba(27,58,87,.14);border-radius:var(--zb0d7d-radius-md,12px);}
#pricing-guidance.pricing-guidance .pricing-guidance__noteText{margin:0;color:var(--zb0d7d-text);font:500 14px/1.55 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance .pricing-guidance__factors{list-style:none;padding:0;margin:0;display:grid;gap:10px;}
#pricing-guidance.pricing-guidance .pricing-guidance__factor{position:relative;padding-left:18px;color:var(--zb0d7d-slate);font:500 14px/1.55 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance .pricing-guidance__factor:before{content:"";position:absolute;left:0;top:.7em;width:8px;height:8px;border-radius:50%;background:rgba(27,58,87,.18);border:1px solid rgba(27,58,87,.22);} 
#pricing-guidance.pricing-guidance .pricing-guidance__pricingRow{margin-top:16px;display:flex;gap:14px;align-items:flex-end;justify-content:space-between;flex-wrap:wrap;border-top:1px solid rgba(229,231,235,.9);padding-top:14px;}
#pricing-guidance.pricing-guidance .pricing-guidance__priceBlock{min-width:220px;}
#pricing-guidance.pricing-guidance .pricing-guidance__priceLabel{font:800 12px/1.2 var(--zb0d7d-font);letter-spacing:.08em;text-transform:uppercase;color:var(--zb0d7d-secondary);margin-bottom:6px;}
#pricing-guidance.pricing-guidance .pricing-guidance__priceValue{font:900 20px/1.25 var(--zb0d7d-font-display);color:var(--zb0d7d-ink);margin-bottom:2px;}
#pricing-guidance.pricing-guidance .pricing-guidance__priceHint{font:500 13px/1.45 var(--zb0d7d-font);color:var(--zb0d7d-slate);} 
#pricing-guidance.pricing-guidance .pricing-guidance__cta{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-width:190px;padding:12px 14px;border-radius:var(--zb0d7d-radius-md,12px);border:1px solid rgba(27,58,87,.28);background:var(--zb0d7d-surface);color:var(--zb0d7d-primary);font:800 14px/1.1 var(--zb0d7d-font);text-decoration:none;}
#pricing-guidance.pricing-guidance .pricing-guidance__cta:hover{background:rgba(27,58,87,.06);} 
#pricing-guidance.pricing-guidance .pricing-guidance__cta:focus-visible{outline:3px solid rgba(217,119,6,.45);outline-offset:2px;} 
#pricing-guidance.pricing-guidance .pricing-guidance__miniGrid{margin-top:12px;display:grid;grid-template-columns:1fr 1fr;gap:12px;}
#pricing-guidance.pricing-guidance .pricing-guidance__miniItem{padding:12px;border-radius:var(--zb0d7d-radius-sm,8px);border:1px solid rgba(229,231,235,.95);background:linear-gradient(180deg, rgba(255,255,255,1), rgba(247,247,248,.7));}
#pricing-guidance.pricing-guidance .pricing-guidance__miniTitle{font:900 13px/1.25 var(--zb0d7d-font);color:var(--zb0d7d-ink);margin-bottom:6px;}
#pricing-guidance.pricing-guidance .pricing-guidance__miniText{margin:0;color:var(--zb0d7d-slate);font:500 13px/1.55 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance .pricing-guidance__footer{margin-top:16px;}
#pricing-guidance.pricing-guidance .pricing-guidance__footerText{margin:0;padding:14px 16px;border-radius:var(--zb0d7d-radius-lg,16px);background:rgba(11,18,32,.03);border:1px solid rgba(229,231,235,.95);color:var(--zb0d7d-text);font:600 14px/1.6 var(--zb0d7d-font);} 
#pricing-guidance.pricing-guidance ::selection{background:rgba(217,119,6,.22);}
@media (max-width: 900px){
  #pricing-guidance.pricing-guidance .pricing-guidance__content{grid-template-columns:1fr;}
  #pricing-guidance.pricing-guidance .pricing-guidance__title{font-size:30px;}
}
@media (max-width: 520px){
  #pricing-guidance.pricing-guidance .pricing-guidance__inner{padding:0 14px;}
  #pricing-guidance.pricing-guidance .pricing-guidance__panel{padding:16px;}
  #pricing-guidance.pricing-guidance .pricing-guidance__title{font-size:26px;}
  #pricing-guidance.pricing-guidance .pricing-guidance__miniGrid{grid-template-columns:1fr;}
  #pricing-guidance.pricing-guidance .pricing-guidance__cta{min-width:100%;}
}
@media (prefers-reduced-motion: reduce){
  #pricing-guidance.pricing-guidance *{scroll-behavior:auto;transition:none !important;animation:none !important;}
}

/* zb0d7d:faq */
/* zb0d7d:faq */
#faq.faq-section{--faq-accent:var(--zb0d7d-accent);--faq-primary:var(--zb0d7d-primary);--faq-ink:var(--zb0d7d-ink);--faq-slate:var(--zb0d7d-slate);--faq-mist:var(--zb0d7d-mist);--faq-border:var(--zb0d7d-border);background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:40px 18px 28px 18px;}
#faq.faq-section *{box-sizing:border-box;}
#faq.faq-section .faq-inner{max-width:1080px;margin:0 auto;}
#faq.faq-section .faq-head{display:block;margin-bottom:18px;}
#faq.faq-section .faq-title{margin:0 0 8px 0;font-family:var(--zb0d7d-font-display);font-size:clamp(26px,2.6vw,36px);line-height:1.1;letter-spacing:-0.02em;color:var(--zb0d7d-ink);text-wrap:balance;}
#faq.faq-section .faq-subtitle{margin:0;max-width:64ch;color:var(--zb0d7d-slate);font-size:15.5px;line-height:1.6;}
#faq.faq-section .faq-accordion{margin-top:14px;border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg,16px);background:var(--zb0d7d-surface);overflow:hidden;}
#faq.faq-section .faq-item{border-top:1px solid var(--zb0d7d-border);}
#faq.faq-section .faq-item:first-child{border-top:none;}
#faq.faq-section .faq-trigger{width:100%;text-align:left;display:flex;align-items:center;gap:14px;justify-content:space-between;padding:16px 16px;background:transparent;border:none;cursor:pointer;color:var(--zb0d7d-ink);font-family:var(--zb0d7d-font);}
#faq.faq-section .faq-trigger:focus-visible{outline:3px solid color-mix(in srgb, var(--zb0d7d-accent) 55%, white 45%);outline-offset:-3px;border-radius:10px;}
#faq.faq-section .faq-q{font-size:16px;line-height:1.35;font-weight:650;letter-spacing:-0.01em;}
#faq.faq-section .faq-icon-wrap{display:flex;align-items:center;justify-content:flex-end;}
#faq.faq-section .faq-icon{width:20px;height:20px;border-radius:999px;background:color-mix(in srgb,var(--zb0d7d-mist) 65%, white 35%);border:1px solid var(--zb0d7d-border);position:relative;flex:0 0 auto;}
#faq.faq-section .faq-icon::before,#faq.faq-section .faq-icon::after{content:"";position:absolute;left:50%;top:50%;background:var(--zb0d7d-primary);width:10px;height:2px;border-radius:2px;transform:translate(-50%,-50%);transition:transform .22s ease, opacity .22s ease;}
#faq.faq-section .faq-icon::after{transform:translate(-50%,-50%) rotate(90deg);}
#faq.faq-section .faq-trigger[aria-expanded="true"] .faq-icon::after{transform:translate(-50%,-50%) rotate(0deg);opacity:1;}
#faq.faq-section .faq-panel{background:color-mix(in srgb,var(--zb0d7d-surface) 84%, var(--zb0d7d-bg) 16%);}
#faq.faq-section .faq-a{padding:0 16px 16px 16px;color:var(--zb0d7d-slate);font-size:15px;line-height:1.65;}
#faq.faq-section .faq-cta{margin-top:18px;display:flex;flex-direction:column;gap:10px;}
#faq.faq-section .faq-cta-text{margin:0;color:var(--zb0d7d-slate);font-size:15.5px;line-height:1.6;}
#faq.faq-section .faq-cta-link{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:44px;padding:10px 14px;border-radius:var(--radius-md,12px);background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);text-decoration:none;font-weight:700;border:1px solid color-mix(in srgb,var(--zb0d7d-primary) 92%, white 8%);}
#faq.faq-section .faq-cta-link:focus-visible{outline:3px solid color-mix(in srgb, var(--zb0d7d-accent) 55%, white 45%);outline-offset:2px;}
#faq.faq-section .faq-cta-link:hover{background:color-mix(in srgb,var(--zb0d7d-primary) 86%, var(--zb0d7d-accent) 14%);}
#faq.faq-section .faq-cta-ghost{display:inline-flex;align-items:center;justify-content:center;min-height:44px;padding:10px 14px;border-radius:var(--radius-md,12px);border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);color:var(--zb0d7d-ink);text-decoration:none;font-weight:650;}
#faq.faq-section .faq-cta-ghost:focus-visible{outline:3px solid color-mix(in srgb, var(--zb0d7d-accent) 55%, white 45%);outline-offset:2px;}
#faq.faq-section .faq-cta-ghost:hover{border-color:color-mix(in srgb,var(--zb0d7d-border) 55%, var(--zb0d7d-accent) 45%);}
#faq.faq-section ::selection{background:color-mix(in srgb,var(--zb0d7d-accent) 35%, white 65%);color:var(--zb0d7d-ink);} 
@media (min-width: 860px){
  #faq.faq-section{padding:62px 20px 34px 20px;}
  #faq.faq-section .faq-cta{flex-direction:row;align-items:center;justify-content:flex-start;}
  #faq.faq-section .faq-cta-text{flex:1;}
  #faq.faq-section .faq-cta-link,#faq.faq-section .faq-cta-ghost{min-width:200px;}
}
@media (prefers-reduced-motion: reduce){
  #faq.faq-section .faq-icon::before,#faq.faq-section .faq-icon::after{transition:none;}
}

/* zb0d7d:testimonials */
/* zb0d7d:testimonials */
#testimonials.testimonials{--t-bg:var(--zb0d7d-bg);--t-surface:var(--zb0d7d-surface);--t-ink:var(--zb0d7d-ink);--t-secondary:var(--zb0d7d-secondary);--t-accent:var(--zb0d7d-accent);--t-border:var(--zb0d7d-border);background:var(--t-bg);color:var(--t-ink);padding:48px 18px;}
#testimonials.testimonials *{box-sizing:border-box;}
#testimonials.testimonials .testimonials__wrap{max-width:1120px;margin:0 auto;}
#testimonials.testimonials .testimonials__header{margin-bottom:26px;}
#testimonials.testimonials .testimonials__eyebrow{display:inline-block;font:600 13px/1.2 var(--zb0d7d-font);letter-spacing:.08em;text-transform:uppercase;color:var(--zb0d7d-secondary);margin:0 0 10px;}
#testimonials.testimonials .testimonials__title{font:800 36px/1.1 var(--zb0d7d-font-display);letter-spacing:-.02em;margin:0 0 12px;text-wrap:balance;}
#testimonials.testimonials .testimonials__lead{margin:0;max-width:760px;color:var(--zb0d7d-slate);font:400 16px/1.65 var(--zb0d7d-font);}
#testimonials.testimonials .testimonials__grid{display:grid;grid-template-columns:repeat(12,1fr);gap:16px;margin:18px 0 26px;}
#testimonials.testimonials .testimonial{grid-column:span 6;background:var(--t-surface);border:1px solid var(--t-border);border-radius:var(--radius-lg);padding:18px 18px 16px;box-shadow:0 8px 26px rgba(27,58,87,.06);}
#testimonials.testimonials .testimonial--featured{grid-column:span 12;position:relative;overflow:hidden;}
#testimonials.testimonials .testimonial--featured::before{content:"";position:absolute;inset:0 auto 0 0;width:100%;height:120px;background:linear-gradient(90deg, rgba(217,119,6,.14), rgba(217,119,6,0));pointer-events:none;}
#testimonials.testimonials .testimonial__top{display:flex;align-items:baseline;justify-content:space-between;gap:12px;margin-bottom:10px;}
#testimonials.testimonials .testimonial__name{font:800 16px/1.2 var(--zb0d7d-font);letter-spacing:-.01em;}
#testimonials.testimonials .testimonial__meta{font:600 13px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-secondary);white-space:nowrap;}
#testimonials.testimonials .testimonial__quote{margin:0;color:var(--zb0d7d-text);font:400 15.5px/1.7 var(--zb0d7d-font);}
#testimonials.testimonials .testimonial__tags{display:flex;flex-wrap:wrap;gap:8px;margin-top:14px;}
#testimonials.testimonials .pill{display:inline-flex;align-items:center;border:1px solid var(--t-border);background:#fff;border-radius:999px;padding:7px 10px;font:600 12.5px/1 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#testimonials.testimonials .pill--accent{border-color:rgba(217,119,6,.35);background:rgba(217,119,6,.10);color:var(--zb0d7d-primary);}
#testimonials.testimonials .testimonials__cta{display:flex;flex-wrap:wrap;align-items:center;gap:12px 14px;padding:18px;border-radius:var(--radius-lg);border:1px solid var(--t-border);background:rgba(255,255,255,.68);backdrop-filter:safe;}
#testimonials.testimonials .testimonials__cta-text{flex:1 1 260px;margin:0;color:var(--zb0d7d-slate);font:500 15px/1.4 var(--zb0d7d-font);}
#testimonials.testimonials .button{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;border-radius:999px;padding:11px 16px;font:800 14px/1 var(--zb0d7d-font);border:1px solid transparent;min-height:42px;transition:transform .12s ease, background .12s ease, border-color .12s ease, box-shadow .12s ease;}
#testimonials.testimonials .button:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:2px;}
#testimonials.testimonials .button--primary{background:var(--zb0d7d-primary);color:#fff;border-color:var(--zb0d7d-primary);box-shadow:0 10px 22px rgba(27,58,87,.22);}
#testimonials.testimonials .button--primary:hover{transform:translateY(-1px);box-shadow:0 14px 26px rgba(27,58,87,.26);}
#testimonials.testimonials .button--ghost{background:#fff;color:var(--zb0d7d-primary);border-color:rgba(27,58,87,.25);}
#testimonials.testimonials .button--ghost:hover{background:rgba(27,58,87,.06);}
#testimonials.testimonials .testimonials__disclaimer{margin-top:16px;display:flex;align-items:flex-start;gap:10px;color:var(--zb0d7d-secondary);font:500 13px/1.5 var(--zb0d7d-font);}
#testimonials.testimonials .testimonials__disclaimer-mark{flex:0 0 auto;width:22px;height:22px;border-radius:50%;background:rgba(27,58,87,.08);color:var(--zb0d7d-primary);display:inline-flex;align-items:center;justify-content:center;font-weight:900;}
@media (max-width: 900px){
  #testimonials.testimonials .testimonials__title{font-size:32px;}
  #testimonials.testimonials .testimonial{grid-column:span 12;}
  #testimonials.testimonials .testimonial--featured{grid-column:span 12;}
}
@media (prefers-reduced-motion: reduce){
  #testimonials.testimonials .button{transition:none;}
  #testimonials.testimonials .button--primary:hover{transform:none;}
}
#testimonials.testimonials::selection{background:rgba(217,119,6,.25);color:var(--zb0d7d-ink);}

/* zb0d7d:contacts */
/* zb0d7d:contacts */
#contacts{--radius-sm:var(--zb0d7d-radius-sm,8px);--radius-md:var(--zb0d7d-radius-md,12px);--radius-lg:var(--zb0d7d-radius-lg,16px);padding:48px 18px;background:var(--zb0d7d-bg);color:var(--zb0d7d-text);}
#contacts .contacts__inner{max-width:1100px;margin:0 auto;}
#contacts .contacts__header{margin-bottom:22px;}
#contacts .contacts__kicker{display:inline-flex;align-items:center;gap:10px;font:600 12px/1 var(--zb0d7d-font);color:var(--zb0d7d-primary);letter-spacing:.12em;text-transform:uppercase;}
#contacts .contacts__title{margin:10px 0 10px;font:700 36px/1.15 var(--zb0d7d-font-display);letter-spacing:-.02em;text-wrap:balance;color:var(--zb0d7d-ink);}
#contacts .contacts__lead{margin:0;max-width:62ch;font:400 16px/1.7 var(--zb0d7d-font);color:var(--zb0d7d-text);}
#contacts .contacts__layout{display:grid;grid-template-columns:1.2fr .8fr;gap:22px;align-items:start;}
#contacts .contacts__panel{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);box-shadow:0 10px 26px rgba(27,58,87,.08);padding:20px;}
#contacts .contact-form{display:flex;flex-direction:column;gap:14px;}
#contacts .field-row{display:grid;grid-template-columns:1fr 1fr;gap:12px;}
#contacts .field{display:flex;flex-direction:column;gap:8px;min-width:0;}
#contacts .label{font:600 13px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#contacts .input,#contacts .textarea{width:100%;border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-md,12px);padding:12px 12px;font:500 15px/1.4 var(--zb0d7d-font);color:var(--zb0d7d-ink);background:var(--zb0d7d-surface);outline:none;}
#contacts .textarea{resize:vertical;min-height:120px;}
#contacts .input::placeholder,#contacts .textarea::placeholder{color:rgba(75,85,99,.85);}
#contacts .input:focus,#contacts .textarea:focus{border-color:var(--zb0d7d-primary);box-shadow:0 0 0 4px rgba(27,58,87,.14);}
#contacts .checks{display:flex;flex-direction:column;gap:10px;}
#contacts .check{display:flex;align-items:flex-start;gap:10px;font:400 13px/1.45 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#contacts .check input{margin-top:2px;accent-color:var(--zb0d7d-primary);}
#contacts .button{margin-top:2px;display:inline-flex;align-items:center;justify-content:center;gap:10px;background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-primary);border-radius:var(--zb0d7d-radius-md,12px);padding:12px 14px;font:700 15px/1.1 var(--zb0d7d-font);cursor:pointer;}
#contacts .button:hover{background:#17324b;}
#contacts .button:active{transform:translateY(1px);}
#contacts .button:focus-visible{outline:3px solid rgba(217,119,6,.45);outline-offset:2px;}
#contacts .form-hint{margin:0;font:400 12.5px/1.55 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#contacts .policy-links{display:flex;gap:14px;flex-wrap:wrap;}
#contacts .link{color:var(--zb0d7d-primary);text-decoration:underline;text-decoration-thickness:1px;text-underline-offset:3px;font:600 13px/1.2 var(--zb0d7d-font);}
#contacts .link:hover{color:#17324b;}
#contacts .link:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:3px;border-radius:6px;}
#contacts .contacts__aside{display:flex;flex-direction:column;gap:14px;}
#contacts .aside-card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:18px;}
#contacts .aside-card--highlight{border-color:rgba(217,119,6,.35);background:linear-gradient(180deg, rgba(217,119,6,.06), rgba(255,255,255,0));}
#contacts .aside-card__title{font:700 16px/1.2 var(--zb0d7d-font-display);letter-spacing:-.01em;color:var(--zb0d7d-ink);margin-bottom:12px;}
#contacts .aside-list{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:12px;}
#contacts .aside-item{display:flex;flex-direction:column;gap:6px;}
#contacts .aside-item__label{font:600 12px/1.1 var(--zb0d7d-font);color:var(--zb0d7d-slate);text-transform:uppercase;letter-spacing:.08em;}
#contacts .aside-item__value{font:600 14px/1.35 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#contacts .aside-item__value:hover{color:var(--zb0d7d-primary);}
#contacts .mini-steps{margin:0;padding:0;list-style:none;display:flex;flex-direction:column;gap:10px;}
#contacts .mini-steps__item{display:flex;gap:10px;align-items:flex-start;}
#contacts .mini-steps__num{width:28px;height:28px;border-radius:999px;display:inline-flex;align-items:center;justify-content:center;background:rgba(27,58,87,.08);color:var(--zb0d7d-primary);font:800 13px/1 var(--zb0d7d-font);border:1px solid rgba(27,58,87,.18);}
#contacts .mini-steps__item span:last-child{font:400 13.5px/1.5 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#contacts .aside-actions{margin-top:12px;}
#contacts .ghost-button{display:inline-flex;align-items:center;justify-content:center;background:var(--zb0d7d-surface);border:1px solid rgba(27,58,87,.35);color:var(--zb0d7d-primary);border-radius:var(--zb0d7d-radius-md,12px);padding:10px 12px;font:700 14px/1.1 var(--zb0d7d-font);text-decoration:none;}
#contacts .ghost-button:hover{background:rgba(27,58,87,.05);}
#contacts .ghost-button:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:3px;}
#contacts .contacts__footer{margin-top:18px;padding:18px;border:1px dashed rgba(27,58,87,.22);border-radius:var(--zb0d7d-radius-lg,16px);background:rgba(255,255,255,.7);}
#contacts .contacts__footer-text{margin:0 0 10px;font:400 14px/1.7 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#contacts .related-links{display:flex;gap:14px;flex-wrap:wrap;}
#contacts .link--accent{color:var(--zb0d7d-accent);}
#contacts .link--accent:hover{color:#b45309;}
::selection{background:rgba(217,119,6,.25);}
@media (max-width: 920px){#contacts .contacts__layout{grid-template-columns:1fr;}
#contacts .field-row{grid-template-columns:1fr;}}
@media (prefers-reduced-motion: reduce){#contacts .button,#contacts .ghost-button{transition:none;}}

/* zb0d7d:blog-list */
#blog-list{--radius-sm:8px;--radius-md:12px;--radius-lg:16px;--gap-1:0.5rem;--gap-2:0.75rem;--gap-3:1rem;--gap-4:1.25rem;--gap-5:1.5rem;--gap-6:2rem;--container:1100px}#blog-list{padding:56px 18px;background:var(--zb0d7d-bg);color:var(--zb0d7d-ink)}#blog-list::selection{background:rgba(217,119,6,.25);color:var(--zb0d7d-ink)}#blog-list a{color:inherit;text-decoration:none}#blog-list .blog-list__container{max-width:var(--container);margin:0 auto}#blog-list .blog-list__header{max-width:760px;margin-bottom:26px}#blog-list .blog-list__eyebrow{display:inline-block;letter-spacing:.08em;text-transform:uppercase;font-weight:700;font-size:12px;color:var(--zb0d7d-secondary);margin-bottom:10px}#blog-list .blog-list__title{font-family:var(--zb0d7d-font-display);font-size:34px;line-height:1.12;letter-spacing:-0.02em;margin:0 0 12px;color:var(--zb0d7d-ink);text-wrap:balance}#blog-list .blog-list__subtitle{margin:0;color:var(--zb0d7d-slate);font-size:16px;line-height:1.6}#blog-list .blog-list__grid{display:grid;grid-template-columns:repeat(12,minmax(0,1fr));gap:16px;align-items:stretch}#blog-list .blog-card{grid-column:span 4;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg);padding:18px 18px 16px;box-shadow:0 10px 24px rgba(27,58,87,.06)}#blog-list .blog-card__meta{display:flex;align-items:center;justify-content:space-between;gap:12px;margin-bottom:10px}#blog-list .blog-card__tag{display:inline-flex;align-items:center;padding:7px 10px;border-radius:999px;background:rgba(27,58,87,.08);color:var(--zb0d7d-primary);font-weight:700;font-size:12px;letter-spacing:.01em}#blog-list .blog-card__tag--secondary{background:rgba(75,85,99,.12);color:var(--zb0d7d-slate)}#blog-list .blog-card__tag--accent{background:rgba(217,119,6,.12);color:var(--zb0d7d-accent)}#blog-list .blog-card__time{font-size:12px;color:var(--zb0d7d-secondary);white-space:nowrap}#blog-list .blog-card__title{margin:0 0 10px;font-size:18px;line-height:1.35;letter-spacing:-0.01em;color:var(--zb0d7d-ink);font-family:var(--zb0d7d-font-display)}#blog-list .blog-card__excerpt{margin:0 0 14px;color:var(--zb0d7d-slate);line-height:1.65;font-size:14.5px}#blog-list .blog-card__actions{display:flex;align-items:center;gap:12px}#blog-list .blog-card__link{display:inline-flex;align-items:center;gap:10px;padding:11px 12px;border-radius:var(--radius-md);border:1px solid rgba(27,58,87,.25);background:var(--zb0d7d-surface);color:var(--zb0d7d-primary);font-weight:800;font-size:14px;line-height:1;transition:background .15s ease,border-color .15s ease,transform .15s ease}#blog-list .blog-card__link:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:2px}#blog-list .blog-card__link:hover{background:rgba(27,58,87,.04);border-color:rgba(27,58,87,.4)}#blog-list .blog-card__link:active{transform:translateY(1px)}#blog-list .blog-list__footer{display:flex;align-items:center;justify-content:space-between;gap:16px;margin-top:18px;padding-top:18px;border-top:1px solid rgba(229,231,235,.9)}#blog-list .blog-list__notice{display:flex;align-items:flex-start;gap:12px;max-width:700px}#blog-list .blog-list__notice-dot{width:12px;height:12px;border-radius:50%;background:var(--zb0d7d-accent);margin-top:6px;box-shadow:0 0 0 6px rgba(217,119,6,.12)}#blog-list .blog-list__notice-text{margin:0;color:var(--zb0d7d-slate);line-height:1.6;font-size:14.5px}#blog-list .blog-list__cta{display:inline-flex;align-items:center;justify-content:center;padding:12px 14px;border-radius:var(--radius-md);background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid rgba(27,58,87,.2);font-weight:900;font-size:14.5px;letter-spacing:.01em;min-width:220px}#blog-list .blog-list__cta:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:3px}#blog-list .blog-list__cta:hover{background:#15324c}#blog-list .blog-list__cta:active{transform:translateY(1px)}@media (max-width:980px){#blog-list .blog-card{grid-column:span 6}#blog-list .blog-list__footer{flex-direction:column;align-items:flex-start}#blog-list .blog-list__cta{min-width:unset;width:100%}}@media (max-width:640px){#blog-list{padding:44px 14px}#blog-list .blog-list__title{font-size:28px}#blog-list .blog-card{grid-column:span 12}#blog-list .blog-card__excerpt{font-size:14px}#blog-list .blog-list__footer{padding-top:14px}}@media (prefers-reduced-motion:reduce){#blog-list *{transition:none;scroll-behavior:auto}}/* zb0d7d:blog-list */
/* zb0d7d:article-hero */
/* zb0d7d:article-hero */
#article-hero{
  --radius-sm: var(--zb0d7d-radius-sm, 8px);
  --radius-md: var(--zb0d7d-radius-md, 12px);
  --radius-lg: var(--zb0d7d-radius-lg, 16px);
  background: var(--zb0d7d-bg);
  color: var(--zb0d7d-ink);
  padding: 48px 0 28px;
}
#article-hero .hero-inner{
  width: min(1040px, calc(100% - 32px));
  margin: 0 auto;
}
#article-hero .hero-topline{
  display: inline-flex;
  align-items: center;
  gap: 10px;
  font-family: var(--zb0d7d-font);
  font-size: 14px;
  letter-spacing: 0.02em;
  color: var(--zb0d7d-slate);
  border: 1px solid var(--zb0d7d-border);
  background: rgba(255,255,255,0.6);
  padding: 10px 12px;
  border-radius: var(--radius-md);
}
#article-hero .hero-title{
  margin: 18px 0 10px;
  font-family: var(--zb0d7d-font-display);
  font-size: clamp(28px, 4.2vw, 44px);
  line-height: 1.08;
  letter-spacing: -0.02em;
  text-wrap: balance;
}
#article-hero .hero-meta{
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  align-items: center;
  margin: 14px 0 18px;
  color: var(--zb0d7d-slate);
  font-size: 15px;
}
#article-hero .meta-item{ font-variant-numeric: tabular-nums; }
#article-hero .meta-sep{ color: var(--zb0d7d-secondary); }
#article-hero .hero-lead{
  margin: 0;
  max-width: 72ch;
  font-size: 16px;
  line-height: 1.6;
  color: var(--zb0d7d-text);
}
#article-hero .hero-actions{
  margin-top: 22px;
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
}
#article-hero .btn{
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 16px;
  border-radius: var(--radius-md);
  font-family: var(--zb0d7d-font);
  font-size: 15px;
  text-decoration: none;
  border: 1px solid transparent;
  transition: background-color .15s ease, border-color .15s ease, color .15s ease;
}
#article-hero .btn:focus-visible{
  outline: 3px solid rgba(217,119,6,0.35);
  outline-offset: 2px;
}
#article-hero .btn-primary{
  background: var(--zb0d7d-primary);
  color: var(--zb0d7d-surface);
  border-color: rgba(0,0,0,0);
}
#article-hero .btn-primary:hover{ background: #17314a; }
#article-hero .btn-ghost{
  background: var(--zb0d7d-surface);
  color: var(--zb0d7d-primary);
  border-color: var(--zb0d7d-border);
}
#article-hero .btn-ghost:hover{ border-color: rgba(217,119,6,0.6); }
#article-hero .hero-highlights{
  margin-top: 24px;
  background: rgba(255,255,255,0.72);
  border: 1px solid var(--zb0d7d-border);
  border-radius: var(--radius-lg);
  padding: 16px;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 14px;
}
#article-hero .highlight{
  padding: 12px 12px;
  border-radius: var(--radius-md);
  background: rgba(247,247,248,0.55);
  border: 1px solid rgba(229,231,235,0.9);
}
#article-hero .highlight-title{
  font-family: var(--zb0d7d-font);
  font-weight: 700;
  font-size: 14px;
  color: var(--zb0d7d-primary);
  margin-bottom: 6px;
}
#article-hero .highlight-text{
  font-size: 14px;
  line-height: 1.55;
  color: var(--zb0d7d-text);
}
#article-hero ::selection{ background: rgba(217,119,6,0.24); }
@media (max-width: 860px){
  #article-hero{ padding-top: 38px; }
  #article-hero .hero-highlights{ grid-template-columns: 1fr; }
  #article-hero .highlight{ background: rgba(255,255,255,0.85); }
}
@media (prefers-reduced-motion: reduce){
  #article-hero .btn{ transition: none; }
}

/* zb0d7d:article-content */
/* zb0d7d:article-content */
#article-content.article-content-wrapper{--pad:clamp(16px,3vw,28px);--max:1100px;--toc:320px;display:block;background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:48px 0 64px;}
#article-content.article-content-wrapper *{box-sizing:border-box;}
#article-content.article-content-wrapper .article-container{max-width:var(--max);margin:0 auto;padding:0 var(--pad);}
#article-content.article-content-wrapper .article-intro{max-width:860px;margin:0 0 22px;}
#article-content.article-content-wrapper .article-kicker{margin:0 0 10px;font:600 13px/1.2 var(--zb0d7d-font);letter-spacing:.08em;text-transform:uppercase;color:var(--zb0d7d-secondary);}
#article-content.article-content-wrapper .article-h2{margin:0 0 12px;font:700 clamp(22px,3.2vw,34px)/1.1 var(--zb0d7d-font-display);letter-spacing:-.015em;text-wrap:balance;color:var(--zb0d7d-ink);}
#article-content.article-content-wrapper .article-lead{margin:0;font:400 16px/1.7 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 86%, var(--zb0d7d-secondary));max-width:70ch;}
#article-content.article-content-wrapper .article-grid{display:grid;grid-template-columns:1fr;gap:22px;align-items:start;}
#article-content.article-content-wrapper .article-toc{width:100%;}
#article-content.article-content-wrapper .toc-card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:16px 16px 14px;box-shadow:0 1px 0 color-mix(in srgb, var(--zb0d7d-ink) 8%, transparent);}
#article-content.article-content-wrapper .toc-title{margin:0 0 10px;font:700 14px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#article-content.article-content-wrapper .toc-list{margin:0;padding:0 0 0 18px;}
#article-content.article-content-wrapper .toc-list li{margin:10px 0;}
#article-content.article-content-wrapper .toc-link{display:inline-block;color:var(--zb0d7d-primary);text-decoration:none;font:600 14px/1.35 var(--zb0d7d-font);}
#article-content.article-content-wrapper .toc-link:hover{text-decoration:underline;}
#article-content.article-content-wrapper .toc-note{margin-top:14px;padding-top:12px;border-top:1px solid var(--zb0d7d-border);font:400 13px/1.55 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-secondary) 85%, var(--zb0d7d-text));}
#article-content.article-content-wrapper .article-body{min-width:0;}
#article-content.article-content-wrapper .section-block{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:18px 18px 16px;margin:0 0 14px;}
#article-content.article-content-wrapper .section-block:last-child{margin-bottom:0;}
#article-content.article-content-wrapper .h3{margin:0 0 10px;font:800 18px/1.2 var(--zb0d7d-font-display);letter-spacing:-.01em;color:var(--zb0d7d-ink);}
#article-content.article-content-wrapper .p{margin:0 0 12px;font:400 15px/1.72 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));max-width:75ch;}
#article-content.article-content-wrapper .list{margin:0;padding:0 0 0 18px;}
#article-content.article-content-wrapper .list li{margin:10px 0;font:400 15px/1.65 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));}
#article-content.article-content-wrapper .checklist{display:flex;flex-direction:column;gap:10px;margin-top:12px;}
#article-content.article-content-wrapper .check-row{display:flex;gap:10px;align-items:flex-start;}
#article-content.article-content-wrapper .check-bullet{flex:0 0 auto;width:22px;height:22px;border-radius:50%;background:color-mix(in srgb, var(--zb0d7d-accent) 18%, var(--zb0d7d-surface));color:var(--zb0d7d-accent);display:flex;align-items:center;justify-content:center;font-weight:900;font-size:13px;line-height:1;}
#article-content.article-content-wrapper .check-text{font:400 14.5px/1.6 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 90%, var(--zb0d7d-secondary));}
#article-content.article-content-wrapper .callout{margin-top:14px;padding:14px 14px 12px;border-radius:var(--zb0d7d-radius-md,12px);background:color-mix(in srgb, var(--zb0d7d-primary) 6%, var(--zb0d7d-surface));border:1px solid color-mix(in srgb, var(--zb0d7d-primary) 18%, var(--zb0d7d-border));}
#article-content.article-content-wrapper .callout-title{margin:0 0 6px;font:800 13px/1.2 var(--zb0d7d-font);letter-spacing:.02em;text-transform:uppercase;color:var(--zb0d7d-primary);}
#article-content.article-content-wrapper .callout-text{margin:0;font:400 14px/1.65 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));}
#article-content.article-content-wrapper .two-col{display:grid;grid-template-columns:1fr;gap:14px;margin-top:10px;}
#article-content.article-content-wrapper .col-title{margin:0 0 10px;font:800 14px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#article-content.article-content-wrapper .mini-cards{display:grid;gap:10px;}
#article-content.article-content-wrapper .mini-card{border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-md,12px);padding:12px 12px 10px;background:color-mix(in srgb, var(--zb0d7d-surface) 92%, var(--zb0d7d-bg));}
#article-content.article-content-wrapper .mini-title{margin:0 0 6px;font:800 13.5px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-primary);}
#article-content.article-content-wrapper .mini-text{margin:0;font:400 13.5px/1.6 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));}
#article-content.article-content-wrapper .cta-row{margin-top:14px;padding-top:14px;border-top:1px solid var(--zb0d7d-border);}
#article-content.article-content-wrapper .cta-text{margin:0 0 12px;font:400 15px/1.7 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));max-width:72ch;}
#article-content.article-content-wrapper .cta-buttons{display:flex;flex-wrap:wrap;gap:10px;}
#article-content.article-content-wrapper .btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:10px 14px;border-radius:var(--zb0d7d-radius-sm,8px);font:800 14px/1.1 var(--zb0d7d-font);text-decoration:none;white-space:nowrap;}
#article-content.article-content-wrapper .btn.primary{background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-primary);}
#article-content.article-content-wrapper .btn.primary:hover{background:color-mix(in srgb, var(--zb0d7d-primary) 88%, #000 12%);}
#article-content.article-content-wrapper .btn.ghost{background:var(--zb0d7d-surface);color:var(--zb0d7d-primary);border:1px solid color-mix(in srgb, var(--zb0d7d-primary) 35%, var(--zb0d7d-border));}
#article-content.article-content-wrapper .btn.ghost:hover{background:color-mix(in srgb, var(--zb0d7d-primary) 7%, var(--zb0d7d-surface));}
#article-content.article-content-wrapper .glossary{display:grid;grid-template-columns:1fr;gap:10px;margin-top:10px;}
#article-content.article-content-wrapper .gloss-item{border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-md,12px);padding:12px 12px 10px;background:var(--zb0d7d-surface);}
#article-content.article-content-wrapper .gloss-term{margin:0 0 6px;font:900 13.5px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#article-content.article-content-wrapper .gloss-def{margin:0;font:400 14px/1.6 var(--zb0d7d-font);color:color-mix(in srgb, var(--zb0d7d-text) 88%, var(--zb0d7d-secondary));}
#article-content.article-content-wrapper a:focus-visible,.article-content-wrapper .btn:focus-visible,.toc-link:focus-visible{outline:3px solid color-mix(in srgb, var(--zb0d7d-accent) 70%, transparent);outline-offset:3px;border-radius:10px;}
#article-content.article-content-wrapper ::selection{background:color-mix(in srgb, var(--zb0d7d-accent) 32%, transparent);}
@media (min-width: 860px){
  #article-content.article-content-wrapper .article-grid{grid-template-columns: var(--toc) 1fr;gap:26px;}
  #article-content.article-content-wrapper .two-col{grid-template-columns:1fr 1fr;}
  #article-content.article-content-wrapper .glossary{grid-template-columns:1fr 1fr;}
}
@media (prefers-reduced-motion: reduce){
  #article-content.article-content-wrapper .toc-link:hover,.article-content-wrapper .btn.primary:hover,.article-content-wrapper .btn.ghost:hover{text-decoration:none;}
}

/* zb0d7d:related-articles */
#related-articles{--ra-pad:clamp(18px,3.5vw,34px);--ra-max:1080px;--ra-gap:clamp(14px,2.8vw,22px)}
#related-articles{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:var(--ra-pad) 0 56px}
#related-articles .related-articles__inner{max-width:var(--ra-max);margin:0 auto;padding:0 var(--ra-pad)}
#related-articles .related-articles__header{display:flex;align-items:flex-end;justify-content:space-between;gap:18px;margin-bottom:22px}
#related-articles .related-articles__title{font-family:var(--zb0d7d-font-display);letter-spacing:-0.02em;margin:0;font-size:clamp(22px,3.2vw,30px);line-height:1.15;color:var(--zb0d7d-ink);text-wrap:balance}
#related-articles .related-articles__subtitle{margin:0;max-width:62ch;color:var(--zb0d7d-slate);font-size:15px;line-height:1.6}
#related-articles .related-articles__list{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:var(--ra-gap)}
#related-articles .related-articles__card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-md);padding:18px 18px 16px;box-shadow:0 10px 30px rgba(27,58,87,0.06)}
#related-articles .related-articles__meta{display:flex;align-items:center;justify-content:flex-start;margin-bottom:10px}
#related-articles .related-articles__kicker{display:inline-flex;align-items:center;font-size:12px;letter-spacing:0.02em;text-transform:uppercase;color:var(--zb0d7d-primary);background:rgba(27,58,87,0.08);border:1px solid rgba(27,58,87,0.18);padding:6px 10px;border-radius:999px}
#related-articles .related-articles__card-title{margin:0 0 10px;font-family:var(--zb0d7d-font);font-size:16.5px;line-height:1.35;color:var(--zb0d7d-ink);text-wrap:balance;font-weight:700}
#related-articles .related-articles__card-desc{margin:0 0 14px;color:var(--zb0d7d-slate);font-size:14.5px;line-height:1.6}
#related-articles .related-articles__link{display:inline-flex;align-items:center;gap:10px;color:var(--zb0d7d-primary);font-weight:700;text-decoration:none;border:1px solid rgba(27,58,87,0.22);background:rgba(27,58,87,0.06);padding:10px 12px;border-radius:var(--zb0d7d-radius-sm);outline:2px solid transparent;outline-offset:2px}
#related-articles .related-articles__link:focus-visible{outline-color:rgba(217,119,6,0.7)}
#related-articles .related-articles__link:hover{background:rgba(27,58,87,0.10)}
#related-articles .related-articles__link:active{transform:translateY(1px)}
#related-articles ::selection{background:rgba(217,119,6,0.28);color:var(--zb0d7d-ink)}
@media (max-width: 980px){#related-articles .related-articles__header{flex-direction:column;align-items:flex-start}#related-articles .related-articles__list{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (max-width: 620px){#related-articles{padding:18px 0 44px}#related-articles .related-articles__list{grid-template-columns:1fr}#related-articles .related-articles__card{padding:16px 14px 14px}#related-articles .related-articles__subtitle{font-size:14.5px}}
@media (prefers-reduced-motion: reduce){#related-articles *{scroll-behavior:auto;transition:none;animation:none}}
/* zb0d7d:article-hero */
/* zb0d7d:article-hero */
#article-hero{--radius-sm:var(--zb0d7d-radius-sm,8px);--radius-md:var(--zb0d7d-radius-md,12px);--radius-lg:var(--zb0d7d-radius-lg,16px);background:var(--zb0d7d-bg);color:var(--zb0d7d-ink);padding:28px 0 36px;}
#article-hero::selection{background:rgba(217,119,6,.22);}
#article-hero .article-hero__inner{max-width:1040px;margin:0 auto;padding:0 20px;}
#article-hero .article-hero__kicker{display:inline-block;font:600 12px/1.2 var(--zb0d7d-font);letter-spacing:.12em;text-transform:uppercase;color:var(--zb0d7d-secondary);background:rgba(107,114,128,.10);border:1px solid var(--zb0d7d-border);padding:8px 12px;border-radius:999px;}
#article-hero .article-hero__title{margin:14px 0 14px;font:800 40px/1.08 var(--zb0d7d-font-display);letter-spacing:-.02em;text-wrap:balance;}
#article-hero .article-hero__meta{display:flex;flex-wrap:wrap;gap:10px;margin:0 0 14px;padding:0;list-style:none;}
#article-hero .meta-pill{display:flex;flex-direction:column;gap:4px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-md,12px);padding:12px 14px;min-width:190px;box-shadow:0 10px 30px rgba(27,58,87,.05);}
#article-hero .meta-pill__label{font:600 12px/1.1 var(--zb0d7d-font);color:var(--zb0d7d-secondary);}
#article-hero .meta-pill__value{font:800 15px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#article-hero .article-hero__lead{margin:0 0 18px;max-width:820px;font:500 16px/1.65 var(--zb0d7d-font);color:var(--zb0d7d-text);}
#article-hero .article-hero__actions{display:flex;gap:12px;flex-wrap:wrap;align-items:center;margin:0 0 18px;}
#article-hero .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--zb0d7d-radius-md,12px);padding:12px 16px;font:800 14px/1 var(--zb0d7d-font);text-decoration:none;cursor:pointer;}
#article-hero .btn--primary{background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-primary);}
#article-hero .btn--primary:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:2px;}
#article-hero .btn--ghost{background:transparent;color:var(--zb0d7d-primary);border:1px solid var(--zb0d7d-border);}
#article-hero .btn--ghost:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:2px;}
#article-hero .btn--ghost:hover{border-color:rgba(27,58,87,.35);background:rgba(27,58,87,.04);}
#article-hero .btn--primary:hover{background:#17324a;}
#article-hero .article-hero__trust{display:flex;gap:12px;align-items:flex-start;background:rgba(255,255,255,.75);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:14px 16px;max-width:860px;}
#article-hero .trust-badge{flex:0 0 auto;width:28px;height:28px;border-radius:10px;background:rgba(217,119,6,.16);color:var(--zb0d7d-accent);border:1px solid rgba(217,119,6,.35);display:flex;align-items:center;justify-content:center;font:900 16px/1 var(--zb0d7d-font);}
#article-hero .trust-text{margin:0;font:500 14px/1.6 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
@media (max-width:720px){
  #article-hero{padding:22px 0 28px;}
  #article-hero .article-hero__title{font-size:32px;}
  #article-hero .meta-pill{min-width:140px;flex:1 1 140px;}
  #article-hero .article-hero__lead{font-size:15px;}
}
@media (prefers-reduced-motion: reduce){
  #article-hero .btn, #article-hero .btn--ghost:hover, #article-hero .btn--primary:hover{transition:none !important;}
}

/* zb0d7d:article-content */
/* zb0d7d:article-content */
#article-content{--radius-sm:var(--zb0d7d-radius-sm,8px);--radius-md:var(--zb0d7d-radius-md,12px);--radius-lg:var(--zb0d7d-radius-lg,16px);--c-primary:var(--zb0d7d-primary);--c-secondary:var(--zb0d7d-secondary);--c-accent:var(--zb0d7d-accent);--c-ink:var(--zb0d7d-ink);--c-slate:var(--zb0d7d-slate);--c-mist:var(--zb0d7d-mist);--c-border:var(--zb0d7d-border);--c-surface:var(--zb0d7d-surface);--c-bg:var(--zb0d7d-bg);--c-text:var(--zb0d7d-text);box-sizing:border-box;background:var(--c-bg);color:var(--c-text);padding:28px 0 40px}
#article-content *{box-sizing:border-box}
#article-content ::selection{background:rgba(217,119,6,.22);color:var(--c-ink)}
#article-content .article-content__inner{max-width:1040px;margin:0 auto;padding:0 18px}
#article-content .article-intro{border:1px solid var(--c-border);background:var(--c-surface);border-radius:var(--radius-lg);padding:22px 18px;margin-bottom:18px}
#article-content .article-intro__kicker{margin:0 0 10px;font-size:12.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--c-secondary)}
#article-content .article-intro__title{margin:0 0 10px;font-family:var(--zb0d7d-font-display,system-ui);font-size:34px;line-height:1.1;letter-spacing:-.02em;text-wrap:balance;color:var(--c-ink)}
#article-content .article-intro__lead{margin:0;font-size:16px;line-height:1.7;color:color-mix(in oklab, var(--c-text) 88%, var(--c-slate) 12%)}
#article-content .article-body{display:grid;grid-template-columns:280px 1fr;gap:18px;align-items:start}
#article-content .article-toc{border-radius:var(--radius-lg);border:1px solid var(--c-border);background:var(--c-surface);padding:16px}
#article-content .article-toc__title{margin:0 0 10px;font-size:14px;letter-spacing:.02em;color:var(--c-ink)}
#article-content .article-toc__list{margin:0;padding-left:18px}
#article-content .article-toc__link{display:inline-block;color:var(--c-primary);text-decoration:none;font-weight:650;line-height:1.6}
#article-content .article-toc__link:focus-visible{outline:3px solid rgba(27,58,87,.35);outline-offset:2px;border-radius:8px}
#article-content .article-toc__link:hover{text-decoration:underline}
#article-content .article-sections{min-width:0}
#article-content .article-section{background:var(--c-surface);border:1px solid var(--c-border);border-radius:var(--radius-lg);padding:18px 18px 16px;margin-bottom:14px}
#article-content .article-section__title{margin:0 0 10px;font-size:22px;line-height:1.25;letter-spacing:-.01em;color:var(--c-ink);text-wrap:balance}
#article-content .article-section__p{margin:0 0 12px;font-size:15.5px;line-height:1.75;color:color-mix(in oklab, var(--c-text) 86%, var(--c-slate) 14%)}
#article-content .article-section__h3{margin:14px 0 8px;font-size:15.5px;line-height:1.45;color:var(--c-ink)}
#article-content .article-list{margin:8px 0 0;padding-left:18px}
#article-content .article-list li{margin:8px 0;font-size:15px;line-height:1.65;color:color-mix(in oklab, var(--c-text) 86%, var(--c-slate) 14%)}
#article-content .article-list strong{color:var(--c-ink)}
#article-content .article-quote{margin:14px 0 0;padding:14px 16px;border-left:4px solid var(--c-accent);background:color-mix(in oklab, var(--c-accent) 10%, var(--c-surface) 90%);border-radius:var(--radius-md)}
#article-content .article-quote__text{margin:0;font-size:16px;line-height:1.65;color:var(--c-ink)}
#article-content .article-quote__mark{color:var(--c-accent);font-weight:900}
#article-content .article-quote__by{margin:8px 0 0;font-size:13px;color:var(--c-secondary)}
#article-content .article-cta{margin-top:6px;padding:14px 14px 16px;border-top:1px solid var(--c-border)}
#article-content .article-cta__text{margin:0 0 12px;font-size:15.5px;line-height:1.7;color:var(--c-text)}
#article-content .article-cta__actions{display:flex;gap:12px;flex-wrap:wrap}
#article-content .button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:11px 14px;border-radius:var(--radius-md);text-decoration:none;font-weight:750;letter-spacing:.01em;border:1px solid transparent;min-height:42px}
#article-content .button--primary{background:var(--c-primary);color:var(--c-surface);border-color:color-mix(in oklab, var(--c-primary) 80%, var(--c-border) 20%)}
#article-content .button--primary:hover{background:color-mix(in oklab, var(--c-primary) 88%, #000 12%)}
#article-content .button--primary:focus-visible{outline:3px solid rgba(27,58,87,.35);outline-offset:2px}
#article-content .button--ghost{background:var(--c-surface);color:var(--c-primary);border-color:color-mix(in oklab, var(--c-primary) 35%, var(--c-border) 65%)}
#article-content .button--ghost:hover{background:color-mix(in oklab, var(--c-primary) 6%, var(--c-surface) 94%)}
#article-content .button--ghost:focus-visible{outline:3px solid rgba(27,58,87,.25);outline-offset:2px}
@media (max-width: 920px){#article-content .article-body{grid-template-columns:1fr;gap:14px}#article-content .article-toc{order:0}#article-content .article-intro__title{font-size:30px}}
@media (max-width: 520px){#article-content .article-intro{padding:18px 14px}#article-content .article-section{padding:16px 14px}#article-content .article-intro__title{font-size:26px}#article-content .article-section__title{font-size:20px}}
@media (prefers-reduced-motion: reduce){#article-content *{scroll-behavior:auto;transition:none !important;animation:none !important}}
/* zb0d7d:related-articles */
/* zb0d7d:related-articles */
#related-articles.related-articles{--ra-accent:var(--zb0d7d-accent);--ra-primary:var(--zb0d7d-primary);--ra-ink:var(--zb0d7d-ink);--ra-slate:var(--zb0d7d-slate);--ra-bg:var(--zb0d7d-bg);--ra-surface:var(--zb0d7d-surface);--ra-border:var(--zb0d7d-border);padding:48px 0; background:var(--zb0d7d-bg);} 
#related-articles.related-articles .related-articles__wrap{max-width:1080px; margin:0 auto; padding:0 20px;}
#related-articles.related-articles .related-articles__header{margin-bottom:22px;}
#related-articles.related-articles .related-articles__title{font-family:var(--zb0d7d-font-display); font-size:clamp(22px,2.2vw,30px); letter-spacing:-0.02em; color:var(--zb0d7d-ink); margin:0 0 8px 0; font-weight:750; text-wrap:balance;}
#related-articles.related-articles .related-articles__lede{margin:0; color:var(--zb0d7d-slate); font-size:15.5px; line-height:1.55; max-width:66ch;}
#related-articles.related-articles .related-articles__list{display:grid; grid-template-columns:repeat(12,1fr); gap:14px;}
#related-articles.related-articles .related-article{grid-column:span 6; background:var(--zb0d7d-surface); border:1px solid var(--zb0d7d-border); border-radius:var(--zb0d7d-radius-lg,16px); padding:18px 18px 16px 18px; box-shadow:0 10px 30px rgba(27,58,87,0.06); position:relative; overflow:hidden;}
#related-articles.related-articles .related-article::before{content:""; position:absolute; inset:-2px auto auto -2px; width:10px; height:52px; background:var(--zb0d7d-accent); opacity:0.95;}
#related-articles.related-articles .related-article--current{background:rgba(217,119,6,0.06); border-color:rgba(217,119,6,0.35);} 
#related-articles.related-articles .related-article__meta{display:inline-flex; align-items:center; gap:8px; color:var(--zb0d7d-primary); font-weight:700; font-size:12px; text-transform:uppercase; letter-spacing:0.08em; margin:0 0 10px 0;}
#related-articles.related-articles .related-article--current .related-article__meta{color:rgba(27,58,87,0.9);} 
#related-articles.related-articles .related-article__title{margin:0 0 8px 0;}
#related-articles.related-articles .related-article__link{color:var(--zb0d7d-ink); text-decoration:none; font-family:var(--zb0d7d-font-display); font-size:18px; letter-spacing:-0.01em; font-weight:740; line-height:1.25; display:inline-block;}
#related-articles.related-articles .related-article__link:hover{text-decoration:underline; text-underline-offset:3px;}
#related-articles.related-articles .related-article__link:focus-visible{outline:3px solid rgba(217,119,6,0.55); outline-offset:3px; border-radius:8px;}
#related-articles.related-articles .related-article__current-text{color:var(--zb0d7d-ink); font-family:var(--zb0d7d-font-display); font-size:18px; letter-spacing:-0.01em; font-weight:740; line-height:1.25;}
#related-articles.related-articles .related-article__desc{margin:0; color:var(--zb0d7d-slate); font-size:14.5px; line-height:1.55;}
#related-articles.related-articles .related-articles__footer{margin-top:20px; display:flex; justify-content:flex-start;}
#related-articles.related-articles .related-articles__backlink{color:var(--zb0d7d-primary); text-decoration:none; font-weight:700; border:1px solid var(--zb0d7d-border); background:var(--zb0d7d-surface); padding:10px 14px; border-radius:var(--zb0d7d-radius-md,12px); display:inline-flex; align-items:center; gap:10px;}
#related-articles.related-articles .related-articles__backlink:hover{background:rgba(27,58,87,0.04); text-decoration:none;}
#related-articles.related-articles .related-articles__backlink:focus-visible{outline:3px solid rgba(217,119,6,0.55); outline-offset:3px;}
#related-articles.related-articles *::selection{background:rgba(217,119,6,0.22); color:var(--zb0d7d-ink);} 
@media (max-width:900px){
  #related-articles.related-articles .related-article{grid-column:span 12;}
}
@media (prefers-reduced-motion:reduce){
  #related-articles.related-articles .related-article, #related-articles.related-articles .related-articles__backlink{transition:none !important;}
}

/* zb0d7d:article-hero */
/* zb0d7d:article-hero */
#article-hero{--radius-sm:var(--zb0d7d-radius-sm,8px);--radius-md:var(--zb0d7d-radius-md,12px);--radius-lg:var(--zb0d7d-radius-lg,16px);background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:clamp(22px,4vw,44px) 0;}
#article-hero .article-hero__inner{max-width:1020px;margin:0 auto;padding:0 18px;}
#article-hero .article-hero__kicker{display:inline-flex;align-items:center;gap:10px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);padding:8px 12px;border-radius:999px;font:600 13px/1 var(--zb0d7d-font);letter-spacing:0.01em;color:var(--zb0d7d-primary);}
#article-hero .article-hero__title{margin:14px 0 0;font:700 clamp(30px,4.2vw,48px)/1.05 var(--zb0d7d-font-display);letter-spacing:-0.02em;text-wrap:balance;color:var(--zb0d7d-ink);}
#article-hero .article-hero__meta{margin-top:16px;display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px;}
#article-hero .article-hero__meta-item{display:flex;flex-direction:column;gap:3px;padding:10px 12px;border:1px solid var(--zb0d7d-border);background:rgba(255,255,255,0.75);border-radius:var(--zb0d7d-radius-md,12px);}
#article-hero .article-hero__meta-label{font:600 12px/1.1 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#article-hero .article-hero__meta-value{font:650 14px/1.2 var(--zb0d7d-font);color:var(--zb0d7d-ink);}
#article-hero .article-hero__meta-sep{color:var(--zb0d7d-slate);opacity:0.9;font-weight:700;}
#article-hero .article-hero__lead{margin:18px 0 0;max-width:72ch;font:400 16px/1.65 var(--zb0d7d-font);color:var(--zb0d7d-text);}
#article-hero .article-hero__cta-row{margin-top:22px;display:flex;flex-wrap:wrap;gap:12px;align-items:center;}
#article-hero .article-hero__button{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 16px;border-radius:var(--zb0d7d-radius-md,12px);text-decoration:none;font:700 14px/1 var(--zb0d7d-font);border:1px solid transparent;min-height:42px;}
#article-hero .article-hero__button--primary{background:var(--zb0d7d-primary);color:#fff;border-color:var(--zb0d7d-primary);box-shadow:0 10px 20px rgba(27,58,87,0.18);}
#article-hero .article-hero__button--ghost{background:var(--zb0d7d-surface);color:var(--zb0d7d-primary);border-color:var(--zb0d7d-border);}
#article-hero .article-hero__button--primary:focus-visible,#article-hero .article-hero__button--ghost:focus-visible{outline:3px solid rgba(217,119,6,0.35);outline-offset:3px;}
#article-hero .article-hero__button:hover{transform:none;}
#article-hero .article-hero__button--primary:active{background:#16324b;}
#article-hero .article-hero__button--ghost:active{background:rgba(245,245,245,1);}
#article-hero .article-hero__aside{margin-top:20px;display:flex;gap:12px;align-items:flex-start;padding:14px 14px;border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);border-radius:var(--zb0d7d-radius-lg,16px);}
#article-hero .article-hero__aside-icon{flex:0 0 auto;width:28px;height:28px;border-radius:10px;background:rgba(217,119,6,0.14);border:1px solid rgba(217,119,6,0.35);color:var(--zb0d7d-accent);display:flex;align-items:center;justify-content:center;font:900 16px/1 var(--zb0d7d-font);}
#article-hero .article-hero__aside-text{font:500 14px/1.55 var(--zb0d7d-font);color:var(--zb0d7d-slate);}
#article-hero ::selection{background:rgba(217,119,6,0.26);}
@media (max-width:720px){
  #article-hero .article-hero__meta-item{flex:1 1 100%;}
  #article-hero .article-hero__cta-row{margin-top:18px;}
}
@media (prefers-reduced-motion:reduce){
  #article-hero *{scroll-behavior:auto;transition:none !important;animation:none !important;}
}
/* zb0d7d:article-content */
/* zb0d7d:article-content */
#article-content.article-content{--pad:clamp(18px,3.6vw,34px);background:var(--zb0d7d-bg);padding:var(--pad) 0 54px 0;color:var(--zb0d7d-text);}
#article-content .article-wrap{max-width:980px;margin:0 auto;padding:0 18px;}
#article-content .article-intro{margin:0 0 22px 0;}
#article-content .article-kicker{display:inline-block;font-family:var(--zb0d7d-font);font-size:13px;letter-spacing:.02em;color:var(--zb0d7d-secondary);text-transform:uppercase;margin:0 0 10px 0;}
#article-content .article-title{font-family:var(--zb0d7d-font-display);font-weight:800;letter-spacing:-0.02em;line-height:1.12;font-size:clamp(26px,3.3vw,40px);text-wrap:balance;margin:0 0 10px 0;color:var(--zb0d7d-ink);}
#article-content .article-lead{font-size:17px;line-height:1.65;margin:0;max-width:70ch;color:var(--zb0d7d-slate);}
#article-content .article-body{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg,16px);overflow:hidden;}
#article-content .article-block{padding:22px 22px 6px 22px;}
#article-content .article-block:last-child{padding-bottom:22px;}
#article-content .block-title{font-family:var(--zb0d7d-font-display);font-weight:800;letter-spacing:-0.01em;line-height:1.3;color:var(--zb0d7d-ink);font-size:18px;margin:0 0 10px 0;}
#article-content .block-text{margin:0 0 12px 0;font-size:15.5px;line-height:1.75;color:var(--zb0d7d-slate);}
#article-content .checklist{margin:0 0 14px 18px;padding:0;}
#article-content .checklist li{margin:8px 0;font-size:15.5px;line-height:1.6;color:var(--zb0d7d-slate);}
#article-content .ordered-list{margin:0 0 14px 18px;padding:0;}
#article-content .ordered-list li{margin:10px 0;font-size:15.5px;line-height:1.6;color:var(--zb0d7d-slate);}
#article-content .article-quote{background:linear-gradient(180deg, rgba(217,119,6,.08), rgba(217,119,6,.0));border-top:1px solid var(--zb0d7d-border);border-bottom:1px solid var(--zb0d7d-border);}
#article-content .article-cta{padding-top:18px;}
#article-content .cta-text{margin:0 0 14px 0;font-size:15.5px;line-height:1.75;color:var(--zb0d7d-slate);}
#article-content .cta-row{display:flex;gap:12px;flex-wrap:wrap;}
#article-content .btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;border-radius:var(--radius-md,12px);padding:11px 14px;font-weight:750;text-decoration:none;font-family:var(--zb0d7d-font);font-size:15px;line-height:1;min-height:42px;}
#article-content .btn:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:2px;}
#article-content .btn-primary{background:var(--zb0d7d-primary);color:var(--zb0d7d-surface);border:1px solid rgba(0,0,0,0);}
#article-content .btn-primary:hover{background:#173449;}
#article-content .btn-ghost{background:transparent;border:1px solid var(--zb0d7d-border);color:var(--zb0d7d-ink);}
#article-content .btn-ghost:hover{border-color:rgba(217,119,6,.65);background:rgba(217,119,6,.06);}
#article-content .article-sources{padding:18px 22px 0 22px;}
#article-content .sources-title{margin:0 0 10px 0;font-family:var(--zb0d7d-font-display);font-weight:850;letter-spacing:-0.01em;color:var(--zb0d7d-ink);font-size:16px;}
#article-content .sources-list{margin:0 0 6px 0;padding:0;list-style:none;display:grid;gap:10px;}
#article-content .link{color:var(--zb0d7d-primary);text-decoration:underline;text-decoration-thickness:2px;text-underline-offset:3px;}
#article-content .link:focus-visible{outline:3px solid rgba(217,119,6,.35);outline-offset:3px;border-radius:8px;}
#article-content .two-col{display:grid;grid-template-columns:1fr;gap:14px;margin-top:10px;}
#article-content .summary-title{margin:0 0 8px 0;font-weight:850;color:var(--zb0d7d-ink);font-size:15.5px;}
#article-content .summary-list{margin:0;padding-left:18px;}
#article-content .summary-list li{margin:8px 0;font-size:15.5px;line-height:1.6;color:var(--zb0d7d-slate);}
#article-content ::selection{background:rgba(217,119,6,.25);}
@media (min-width:860px){#article-content .article-block{padding:26px 30px 6px 30px;}#article-content .article-sources{padding:18px 30px 0 30px;}#article-content .two-col{grid-template-columns:1fr 1fr;gap:20px;}}
@media (prefers-reduced-motion: reduce){#article-content *{scroll-behavior:auto;transition:none !important;animation:none !important;}}

/* zb0d7d:related-articles */
/* zb0d7d:related-articles */
#related-articles{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);padding:56px 18px;}
#related-articles .related-wrap{max-width:1120px;margin:0 auto;}
#related-articles .related-header{max-width:760px;margin:0 0 22px 0;}
#related-articles .related-kicker{margin:0 0 10px 0;font:600 13px/1.2 var(--zb0d7d-font);letter-spacing:0.08em;text-transform:uppercase;color:var(--zb0d7d-secondary);}
#related-articles .related-title{margin:0 0 12px 0;font:700 34px/1.12 var(--zb0d7d-font-display);letter-spacing:-0.02em;text-wrap:balance;}
#related-articles .related-subtitle{margin:0;font:400 16px/1.65 var(--zb0d7d-font);color:var(--zb0d7d-secondary);}
#related-articles .related-grid{display:grid;grid-template-columns:repeat(12,1fr);gap:16px;align-items:stretch;}
#related-articles .related-card{grid-column:span 4;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg,16px);padding:18px 18px 16px 18px;box-shadow:0 10px 24px rgba(11,18,32,0.06);min-height:170px;display:flex;flex-direction:column;justify-content:flex-start;}
#related-articles .related-card-highlight{border-color:rgba(217,119,6,0.55);box-shadow:0 14px 34px rgba(217,119,6,0.18);}
#related-articles .related-card-title{margin:0 0 8px 0;font:700 18px/1.3 var(--zb0d7d-font-display);letter-spacing:-0.01em;}
#related-articles .related-card-meta{margin:0 0 16px 0;font:400 14px/1.5 var(--zb0d7d-font);color:var(--zb0d7d-secondary);}
#related-articles .related-card-link{margin-top:auto;display:inline-flex;align-items:center;gap:10px;font:700 14px/1 var(--zb0d7d-font);color:var(--zb0d7d-primary);text-decoration:none;border:1px solid var(--zb0d7d-border);background:transparent;padding:12px 14px;border-radius:12px;}
#related-articles .related-card-link::after{content:"";width:10px;height:10px;border-right:2px solid currentColor;border-top:2px solid currentColor;transform:rotate(45deg);}
#related-articles .related-card-link:focus-visible{outline:3px solid rgba(217,119,6,0.45);outline-offset:2px;}
#related-articles .related-card-link:hover{background:rgba(27,58,87,0.06);}
#related-articles .related-card-link-primary{border-color:rgba(217,119,6,0.5);background:rgba(217,119,6,0.12);}
#related-articles .related-card-link-primary:hover{background:rgba(217,119,6,0.18);}
#related-articles .related-footer{margin-top:20px;display:flex;align-items:center;justify-content:space-between;gap:14px;flex-wrap:wrap;}
#related-articles .related-breadcrumb{font:700 14px/1 var(--zb0d7d-font);color:var(--zb0d7d-primary);text-decoration:none;padding:10px 12px;border-radius:12px;border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);}
#related-articles .related-breadcrumb:focus-visible{outline:3px solid rgba(217,119,6,0.45);outline-offset:2px;}
#related-articles .related-breadcrumb:hover{background:rgba(27,58,87,0.05);}
#related-articles .related-note{display:flex;align-items:flex-start;gap:10px;color:var(--zb0d7d-secondary);font:400 13px/1.5 var(--zb0d7d-font);max-width:520px;}
#related-articles .dot{margin-top:5px;width:8px;height:8px;border-radius:50%;background:var(--zb0d7d-accent);box-shadow:0 0 0 6px rgba(217,119,6,0.14);}
#related-articles ::selection{background:rgba(217,119,6,0.25);color:var(--zb0d7d-ink);}
@media (max-width: 980px){#related-articles .related-card{grid-column:span 6;}}
@media (max-width: 640px){#related-articles{padding:40px 14px;}#related-articles .related-title{font-size:28px;}#related-articles .related-card{grid-column:span 12;}}
@media (prefers-reduced-motion: reduce){#related-articles *{scroll-behavior:auto;transition:none !important;animation:none !important;}}
.policy-page{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);padding:24px 12px} .policy-content{max-width:980px;margin:0 auto;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg);padding:24px} .policy-title{font-family:var(--zb0d7d-font-display);font-size:28px;line-height:1.2;margin:0 0 16px 0;color:var(--zb0d7d-primary)} .policy-heading{font-size:18px;line-height:1.3;margin:22px 0 10px 0;color:var(--zb0d7d-ink)} .policy-text{margin:0 0 12px 0;line-height:1.6;font-size:14.5px} .policy-list{margin:10px 0 14px 18px;padding:0} .policy-item{margin:6px 0;font-size:14.5px;line-height:1.55} .policy-label{font-weight:700;color:var(--zb0d7d-slate)} .policy-link{color:var(--zb0d7d-primary);text-decoration:underline} .policy-link:hover{color:var(--zb0d7d-accent)} .policy-section{padding:0 0 2px 0;border-bottom:1px solid var(--zb0d7d-border)} .policy-section:last-of-type{border-bottom:none} .policy-footer{margin-top:18px;padding:16px;border-radius:var(--radius-md);background:linear-gradient(180deg, rgba(27,58,87,0.04), rgba(27,58,87,0.01));border:1px solid var(--zb0d7d-border)} .policy-footnote{margin-top:12px;font-size:13.2px;line-height:1.55;color:var(--zb0d7d-secondary)} @media (max-width:640px){.policy-content{padding:18px}.policy-title{font-size:24px}.policy-text,.policy-item{font-size:14px}}
.policy-page{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);line-height:1.5}
.policy-main{max-width:980px;margin:0 auto;padding:24px}
.policy-header{padding:16px 0 12px;border-bottom:1px solid var(--zb0d7d-border)}
.policy-title{margin:0;font-family:var(--zb0d7d-font-display);font-size:30px;letter-spacing:-0.02em;color:var(--zb0d7d-primary)}
.policy-subtitle{margin:8px 0 0;color:var(--zb0d7d-slate);font-size:14px}
.policy-section{margin-top:18px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-radius-lg);padding:16px}
.policy-h2{margin:0 0 10px;font-size:18px;color:var(--zb0d7d-primary)}
.policy-p{margin:10px 0;color:var(--zb0d7d-text);font-size:14.5px}
.policy-list{margin:10px 0 0 18px;padding:0}
.policy-li{margin:6px 0;font-size:14.5px}
.policy-address{margin:10px 0 0}
.policy-link{color:var(--zb0d7d-primary);text-decoration:underline}
.policy-link:hover{color:var(--zb0d7d-accent)}
.policy-footer{margin-top:18px;padding:14px 16px;background:transparent}
.policy-footer-row{display:block}
.policy-footer-text{margin:6px 0;color:var(--zb0d7d-slate);font-size:13.5px}
.policy-footer-note{margin:10px 0 0;color:var(--zb0d7d-slate);font-size:13px;max-width:800px}
.policy-now{font-weight:600}
@media (max-width:640px){.policy-main{padding:16px}.policy-title{font-size:24px}.policy-section{padding:14px}}

.policy-page{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);line-height:1.5}
.policy-container{max-width:980px;margin:32px auto;padding:0 18px}
.policy-header{padding:22px 18px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg)}
.policy-title{margin:0 0 6px 0;font-size:28px;letter-spacing:-0.2px;color:var(--zb0d7d-primary)}
.policy-subtitle{margin:0;color:var(--zb0d7d-slate);font-size:14px}
.policy-section{margin-top:16px;padding:18px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg)}
.policy-h2{margin:0 0 10px 0;font-size:18px;color:var(--zb0d7d-primary)}
.policy-p{margin:10px 0;color:var(--zb0d7d-text)}
.policy-list{margin:10px 0 0 18px;padding:0}
.policy-li{margin:8px 0}
.policy-contact{background:transparent}
.policy-link{color:var(--zb0d7d-primary);text-decoration:underline}
.policy-link:hover{color:var(--zb0d7d-accent)}
.policy-footer{margin-top:16px;padding:18px;background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--radius-lg)}
.policy-footer-grid{display:block}
.policy-footer-title{margin:0 0 10px 0;font-size:16px;color:var(--zb0d7d-primary)}
.policy-footer-p{margin:8px 0;color:var(--zb0d7d-text)}
.policy-footer-note{margin:16px 0 0 0;color:var(--zb0d7d-slate);font-size:12px}
@media (min-width:860px){.policy-container{padding:0 0}.policy-footer-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}}

.policy-page{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);line-height:1.55;}
.policy-wrap{max-width:920px;margin:0 auto;padding:24px;}
.policy-header{padding:18px 18px 12px 18px;border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);border-radius:var(--zb0d7d-lg);box-shadow:0 1px 0 rgba(0,0,0,0.02);}
.policy-title{margin:0;font-family:var(--zb0d7d-font-display);font-size:28px;letter-spacing:-0.2px;color:var(--zb0d7d-primary);}
.policy-subtitle{margin:8px 0 0 0;color:var(--zb0d7d-secondary);}
.policy-section{margin-top:16px;padding:18px;border:1px solid var(--zb0d7d-border);background:var(--zb0d7d-surface);border-radius:var(--zb0d7d-lg);}
.policy-h2{margin:0 0 10px 0;font-size:18px;color:var(--zb0d7d-ink);}
.policy-p{margin:10px 0 0 0;color:var(--zb0d7d-text);}
.policy-list{margin:10px 0 0 18px;padding:0;}
.policy-list li{margin:6px 0;color:var(--zb0d7d-text);}
.policy-link{color:var(--zb0d7d-primary);text-decoration:underline;}
.policy-link:hover{color:var(--zb0d7d-accent);}
.policy-date{font-weight:600;color:var(--zb0d7d-accent);}
.policy-small{color:var(--zb0d7d-slate);font-size:13px;margin-top:12px;}
.policy-footer{margin-top:18px;}
@media (max-width:640px){.policy-wrap{padding:14px;}.policy-title{font-size:24px;}.policy-section{padding:14px;}}

.policy-page{background:var(--zb0d7d-bg);color:var(--zb0d7d-text);font-family:var(--zb0d7d-font);min-height:100vh;padding:24px;box-sizing:border-box}*{box-sizing:border-box}.policy-main{max-width:980px;margin:0 auto;padding:0 2px}.policy-card{background:var(--zb0d7d-surface);border:1px solid var(--zb0d7d-border);border-radius:var(--zb0d7d-lg);padding:28px 22px;box-shadow:0 10px 30px rgba(11,18,32,0.06)}.policy-header{display:block;margin-bottom:18px}.policy-badge{width:44px;height:44px;border-radius:50%;display:flex;align-items:center;justify-content:center;background:rgba(217,119,6,0.14);color:var(--zb0d7d-accent);font-weight:700;margin-bottom:14px}.policy-title{font-family:var(--zb0d7d-font-display);font-size:34px;line-height:1.15;margin:0 0 6px 0;color:var(--zb0d7d-primary)}.policy-subtitle{margin:0;color:var(--zb0d7d-slate);font-size:15.5px;line-height:1.5}.policy-content{margin-top:14px}.policy-heading{font-size:18px;line-height:1.4;margin:18px 0 10px 0;color:var(--zb0d7d-ink)}.policy-heading-small{font-size:15.5px;line-height:1.35;margin:16px 0 8px 0;color:var(--zb0d7d-primary)}.policy-paragraph{margin:0 0 10px 0;color:var(--zb0d7d-text);font-size:14.5px;line-height:1.65}.policy-paragraph-tight{margin-bottom:12px}.policy-note{border:1px solid var(--zb0d7d-border);background:rgba(27,58,87,0.03);border-radius:var(--radius-md);padding:14px 14px}.policy-footer{margin-top:18px;padding:18px 4px 6px 4px;color:var(--zb0d7d-ink)}.policy-footer-grid{display:block;border-top:1px solid var(--zb0d7d-border);padding-top:16px}.policy-footer-block{margin:0 0 14px 0}.policy-footer-title{font-weight:700;color:var(--zb0d7d-primary);margin-bottom:4px}.policy-footer-text{font-size:13.5px;line-height:1.55;color:var(--zb0d7d-slate);margin:2px 0}.policy-link{color:var(--zb0d7d-primary);text-decoration:underline;text-decoration-color:rgba(27,58,87,0.35)}.policy-link:hover{color:var(--zb0d7d-accent)}.policy-footer-meta{border-top:1px dashed rgba(27,58,87,0.22);padding-top:12px;margin-top:12px}.policy-footer-domain{color:var(--zb0d7d-primary);font-weight:600}.policy-footer-legal{margin-top:12px;border-top:1px solid rgba(229,231,235,0.9);padding-top:12px}.policy-footer-legal .policy-footer-text{font-size:12.6px}.policy-content h3:first-of-type{margin-top:10px}.policy-content a{word-break:break-word}